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7023 River Rd, Cayuga, NY, 13034

3beds
2baths
1,413sqft
$399,900
$283price/sqft
$3,044/moest. monthly cost
$121,760/yrincome needed

About This Home

Beautiful Riverfront Home with Airbnb Income Potential This stunning 2023 manufactured home sits on 50 feet of river frontage, just steps from the lock that opens into Cayuga Lake. Over $200,000 in site work has already been completed, offering peace of mind and lasting value. Currently operating as a successful Airbnb, this property generates more than $45,000 annually in rental income. The home is beautifully situated and easy to show, with an additional lot across the road included—perfect for extra storage or future possibilities. A rare opportunity to own a turnkey waterfront retreat with built-in income potential! FULLY FURNISHED!!!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 2023

Materials

  • Foundation: Block
  • Construction materials: Blown-In Insulation,Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Manufactured Home,Mobile Home,Ranch
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Gas Oven,Gas Range,Gas Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Dining Area,Eat-in Kitchen,Separate/Formal Living Room,Pantry,Bedroom on Main Level,Main Level Primary,Primary Suite
  • Flooring: Carpet,Hardwood,Varies

Heating

  • Heating features: Propane,Forced Air

Interior Area

  • Total structure area: 1,413
  • Total interior livable area: 1,413 sqft

Property

Details

  • Parcel number: 05208910501000010510000000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Dock,Gravel Driveway,Patio,Private Yard,See Remarks
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Deeded Access,Dock Access,River Access,Stream
  • Waterbody name: Seneca River
  • Frontage length: 50

Lot

  • Lot size: 0.29 Acres
  • Features: Flood Zone,Rectangular,Rectangular Lot
  • Lot size dimensions: 50 x 249

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Cayuga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$170$2,040
Property Taxes $606$7,272
Electricity $246$2,954
Total$3,044$36,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,365/yr
40% on housing$91,320/yr
45% on housing$81,173/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$283This listing

vs Other Active Listings

Avg $/sqft

ZIP 13034$269
Cayuga County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 13034$170
Cayuga County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-26Price change$399,900
2025-09-24Listed for sale$419,000
2004-05-24Sold$100,000

For Sale by Agent

AgentTodd Post
BrokeragePost Realty

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