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136 Fire Ln #7, Jordan, NY, 13080

1beds
1baths
768sqft
$250,000
$326price/sqft
$1,960/moest. monthly cost
$78,400/yrincome needed

About This Home

Escape to the beauty of Cross Lake with this charming seasonal cottage offering deeded water access and endless opportunities for recreation and relaxation. Situated on a spacious half-acre lot, this property provides the perfect setting for enjoying boating, fishing, kayaking, and all that lake life has to offer. Enjoy deeded access to the lake through the common area, where owners are permitted to install a dock, making it easy to keep your boat close by and enjoy the water whenever the mood strikes. Cross Lake is part of the renowned Erie Canal system, providing direct navigable access for boating adventures that can take you throughout New York State and beyond, offering endless opportunities to explore waterfront communities, restaurants, and scenic destinations. A standout feature is the impressive 40’ x 60’ pole barn, ideal for storing boats, RVs, vehicles, and all your outdoor toys. Complete with workshop space and abundant storage, it’s a dream setup for hobbyists, contractors, or anyone needing room to spread out. The pole barn is currently subject to an exclusive lease with approximately two years remaining, providing potential income for the new owner while preserving future flexibility for personal use once the lease term expires. Whether you’re looking for a summer retreat, a weekend getaway, or a property with room to grow, this Cross Lake gem offers the perfect combination of lake access, privacy, and functionality. Enjoy peaceful surroundings, abundant outdoor recreation, and the unique advantage of being connected to one of the most historic and expansive inland waterway systems in the country. Don’t miss this opportunity to own your own piece of the Cross Lake lifestyle, where adventure, relaxation, and waterfront memories await.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1965

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Gas Oven,Gas Range,Microwave,Refrigerator

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Den,Furnished,Separate/Formal Living Room,Country Kitchen,Kitchen/Family Room Combo,Sliding Glass Door(s),Storage,Bedroom on Main Level,Convertible Bedroom
  • Door features: Sliding Doors
  • Flooring: Carpet,Varies,Vinyl

Heating

  • Heating features: Propane,Wall Furnace

Interior Area

  • Total structure area: 768
  • Total interior livable area: 768 sqft

Property

Details

  • Parcel number: 05248906501200020090000000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Deck,Gravel Driveway
  • Waterfront features: Beach Access,Deeded Access,Lake
  • Waterbody name: Cross Lake

Lot

  • Lot size: 0.46 Acres
  • Features: Rectangular,Rectangular Lot
  • Lot size dimensions: 100 x 200

Parking

  • Total spaces: 10
  • Parking features: Detached,Electricity,Garage,Heated Garage,Storage,Workshop in Garage,Water Available,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 10
  • Covered spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Cayuga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$71$852
Property Taxes $379$4,548
Electricity $246$2,954
Total$1,960$23,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,200/yr
40% on housing$58,800/yr
45% on housing$52,266/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$326This listing

vs Other Active Listings

Avg $/sqft

ZIP 13080$194
Cayuga County$168

vs Homes Sold Last Month

Median $/sqft

ZIP 13080$229
Cayuga County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-19Listed for sale$250,000

For Sale by Agent

AgentTamela Hoffman
BrokerageHunt Real Estate ERA

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