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5964 S Street Rd, Auburn, NY, 13021

2beds
2baths
1,642sqft
$214,900
$131price/sqft
$1,776/moest. monthly cost
$71,040/yrincome needed

About This Home

Don’t miss this charming 2-bedroom, 1.5-bath ranch offering comfortable one-floor living and an abundance of additional living space! The spacious eat-in kitchen features a dedicated dining area, a pantry closet with shelving for added storage, and all appliances are included. The bright, oversized living room is accented by an electric fireplace and beautiful hardwood floors that continue into both bedrooms. The finished basement nearly doubles your usable living space with a large recreation area complete with a bar, a second kitchen, two cedar closets, a convenient half bath, and an abundance of storage throughout. Whether you’re looking for space to entertain, a hobby area, or flexible multi-generational living, this lower level offers endless possibilities. Just off the basement kitchen, you’ll find a roomy three-season room that opens to a covered patio, creating the perfect place to relax and enjoy the backyard area. A gas line for your outdoor grill is already in place, making backyard cookouts a breeze. Enjoy your morning coffee on the welcoming front porch and appreciate the convenience of the attached one-car garage. This well-cared-for home offers solid construction, generous storage, great space inside and out, and the perfect opportunity for a new owner to add their own personal touches while building instant equity. A wonderful place to call home!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

6/10
4/10
Auburn High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1945

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Exhaust Fan,Electric Oven,Electric Range,Gas Oven,Gas Range,Gas Water Heater,Refrigerator,Range Hood,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Cedar Closet(s),Eat-in Kitchen,Other,See Remarks
  • Flooring: Hardwood,Tile,Varies,Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 600

Heating

  • Heating features: Gas,Baseboard,Hot Water

Interior Area

  • Total structure area: 1,642
  • Total interior livable area: 1,642 sqft

Property

Details

  • Parcel number: 05280012300300010210000000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Concrete Driveway,Fully Fenced,Patio
  • Fencing: Full

Lot

  • Lot size: 8,520 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 60 x 142

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Cayuga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,086$13,032
Home Insurance *$94$1,128
Property Taxes $325$3,900
Electricity $271$3,256
Total$1,776$21,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,891/yr
40% on housing$53,280/yr
45% on housing$47,360/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 13021$134
Cayuga County$168

vs Homes Sold Last Month

Median $/sqft

ZIP 13021$146
Cayuga County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$214,900
2026-07-01Listed for sale$219,900

For Sale by Agent

AgentSusan M. Riordan
BrokerageRiordan Realty

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