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5567 W Lake Rd, Auburn, NY, 13021

3beds
3baths
2,032sqft
$629,000
$310price/sqft
$4,744/moest. monthly cost
$189,760/yrincome needed

About This Home

OWASCO LAKE FRONTAGE HOME!!! Well Maintained 3 Bedroom 2.5 bath home with breathtaking views of Owasco Lake from kitchen, living room and enclosed porch area that features a glass garage door for ability to enjoy lake views during colder months and raise door to have screened in porch during nice weather. Home features hardwood flooring through out, 3 large bedrooms with plenty of closet space, wood stove in family room, wood fireplace with insert in living room. New roof in 2023 with complete tear off, furnace is newer and new drainage was put around house in 2023 to insure dry basement, upgraded 200 amp electrical service and upgraded pluming. Down stairs bath remodeled and additional 700 square feet of finished walkout basement with second kitchen . Deep yard has garage above to store your toys in. Your chance to own a piece of paradise on Owasco Lake for all you future enjoyment.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

7/10
4/10
Auburn High SchoolGrades 9-122.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1953

Materials

  • Foundation: Block
  • Construction materials: Aluminum Siding,Copper Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Oven,Electric Range,Gas Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Separate/Formal Dining Room,Eat-in Kitchen,Separate/Formal Living Room,Country Kitchen,Second Kitchen,Bedroom on Main Level
  • Flooring: Hardwood,Laminate,Varies,Vinyl
  • Number of fireplaces: 2
  • Fireplace: Yes

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 2,032
  • Total interior livable area: 2,032 sqft

Property

Details

  • Parcel number: 05280013700200010060010000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Blacktop Driveway
  • On waterfront: Yes
  • Waterfront features: Beach Access,Lake
  • Waterbody name: Owasco Lake
  • Frontage length: 98

Lot

  • Lot size: 0.83 Acres
  • Features: Agricultural,Rectangular,Rectangular Lot
  • Lot size dimensions: 99 x 376

Parking

  • Total spaces: 2.5
  • Parking features: Underground
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Cayuga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,180$38,160
Home Insurance *$276$3,312
Property Taxes $953$11,436
Electricity $335$4,029
Total$4,744$56,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,651/yr
40% on housing$142,320/yr
45% on housing$126,506/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$310This listing

vs Other Active Listings

Avg $/sqft

ZIP 13021$131
Cayuga County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 13021$146
Cayuga County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-06Listed for sale$639,000
2025-10-30Listing removed$639,000
2025-05-01Listed for sale$639,000
2024-09-30Listing removed$589,000
2024-06-10Price change$589,000
2024-05-22Listed for sale$659,000

For Sale by Agent

AgentDavid Yantch
BrokeragePost Realty

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