See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

250 Fire Ln #16, Moravia, NY, 13118

2beds
1baths
600sqft
$699,900
$1,167price/sqft
$5,096/moest. monthly cost
$203,840/yrincome needed

About This Home

Enjoy breathtaking views of Skaneateles Lake from this charming, light-filled two-bedroom cottage. Featuring an open-concept floor plan, the home offers a welcoming kitchen, dining area, and living room that create the perfect space for relaxing or entertaining. Step outside to a spacious deck just off the cottage, with an additional deck leading toward the water, providing multiple outdoor spaces to take in the stunning lake views. The generous waterfront offers endless opportunities for swimming, boating, or simply enjoying the peaceful shoreline. With panoramic views for miles and a bright, airy interior, this delightful lakeside retreat is the perfect place to experience the beauty and tranquility of Skaneateles Lake. Property comes furnished. ALL OFFERS DUE 8/2/2020 at 5:00PM

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1949

Materials

  • Foundation: Other,See Remarks
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Eat-in Kitchen,Separate/Formal Living Room,Kitchen/Family Room Combo,Living/Dining Room,Sliding Glass Door(s)
  • Door features: Sliding Doors
  • Flooring: Laminate,Tile,Varies

Heating & Cooling

  • Heating features: Other,See Remarks
  • Cooling features: Other,See Remarks

Interior Area

  • Total structure area: 600
  • Total interior livable area: 600 sqft

Property

Details

  • Parcel number: 05440015800100010040000000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Gravel Driveway
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Skaneateles Lake
  • Frontage length: 50

Lot

  • Lot size: 3,998 sqft
  • Features: Rectangular,Rectangular Lot
  • Lot size dimensions: 50 x 80

Parking

  • Parking features: No Garage,Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Hail
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Cayuga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$250$3,000
Property Taxes $1,061$12,732
Electricity $246$2,954
Total$5,096$61,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$174,720/yr
40% on housing$152,880/yr
45% on housing$135,893/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,167This listing

vs Other Active Listings

Avg $/sqft

ZIP 13118$142
Cayuga County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 13118$152
Cayuga County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Contingent$699,900
2026-07-29Listed for sale$699,900
2014-09-08Sold$255,000

For Sale by Agent

AgentMolly Elliott
BrokerageHoward Hanna Real Estate

Similar Homes