See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

520 N Broad St, Ridgway, PA, 15853

--beds
--baths
2,472sqft
$70,000
$28price/sqft
$866/moest. monthly cost
$34,640/yrincome needed

About This Home

Investor Opportunity in Ridgway - Two Properties, Endless Potential!Don't miss this rare chance to acquire two income-producing properties in the heart of Ridgway, located in scenic Elk County.*515 Rock St., RidgwayThis 2-bedroom, 1-bath home offers two off-street parking spaces and efficient natural gas heat. Currently vacant, this property is ready for your vision and updates. With some TLC, it has excellent potential as a rental, flip, or starter home investment. *520 N. Broad St., Ridgway, PA A spacious and versatile property featuring 6 bedrooms, 2 kitchens, and 2.5 baths. Equipped with natural gas heat and a new hot water heater, this property is presently rented as a single unit but can easily be converted into a two-family investment property--maximizing your income potential. Whether you're looking to expand your rental portfolio, pursue a value-add renovation, or secure a multi-unit investment, this package offers flexibility and strong upside opportunity. Properties like this don't last--call today for details and to schedule your showing!

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

6/10
5/10
Ridgway Area High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1900

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Unit 1: Dishwasher,Refrigerator,Range,Unit 2: Dishwasher,Refrigerator,Range

Basement

  • Has basement: Yes

Interior Area

  • Total structure area: 2,472
  • Total interior livable area: 2,472 sqft

Property

Details

  • Parcel number: 12122157412
  • Zoning: RES

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.36 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Cold Wave
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $353$4,236
Home Insurance *$175$2,100
Property Taxes $67$804
Electricity $271$3,254
Total$866$10,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,691/yr
40% on housing$25,980/yr
45% on housing$23,093/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$28This listing

vs Other Active Listings

Avg $/sqft

ZIP 15853$97
Elk County$92

vs Homes Sold Last Month

Median $/sqft

ZIP 15853$10
Elk County$291

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Price change$99,000
2026-04-14Price change$119,000
2026-02-21Listed for sale$125,000

For Sale by Agent

AgentCristina Fischer
BrokerageKeller Williams Advantage Realty

Similar Homes