188 Cross Rd, Saint Marys, PA, 15857
About This Home
Custom built brick home with tree and lamp post lined concrete driveway to a 3,000 + square foot home, detached oversized garage with radiant heat, all sitting on 8.4 beautiful acres, +/-. Gorgeous views overlook mountains, and the acreage is a perfect blend of field and wooded terrain! Inside boasts and open and spacious floorplan, with 2-3 bedrooms | 2.5 bathrooms, title flooring, built in stereo, vaulted ceilings and much more! The primary suite features a luxurious en-suite bathroom with a jacuzzi tub. The kitchen is a chef's dream with an ample cabinet and counter space for meal prep. The living room has a cozy fireplace and plenty of natural light streaming in from the large windows. Do not miss your chance to own this beautiful custom-built brick home on 8.4 +/- acres of land!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1995
Materials
- Foundation: Block
- Roof: See Remarks
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single-Unit
Interior
Appliances
- Appliances included: Dishwasher,Washer,Refrigerator,Microwave,Dryer
Basement
- Has basement: Yes
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
Features
- Window features: Insulated
- Fireplace features: Electric
- Fireplace: Yes
- Finished area below ground: 0
Heating & Cooling
- Heating features: Natural Gas HW,See Remarks
- Cooling features: Central Air
Interior Area
- Total structure area: 3,053
- Total interior livable area: 3,053 sqft
Property
Details
- Parcel number: 13132173749
- Zoning: Rural Conservation
Features
- Patio & porch: Cvd Front and Back
Lot
- Lot size: 8.40 Acres
- Lot size dimensions: 8.4 acres +/-
Parking
- Total spaces: 2
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Winter Weather
- Cold Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,792 | $45,504 |
| Home Insurance * | $262 | $3,144 |
| Property Taxes | $718 | $8,616 |
| Electricity | $334 | $4,019 |
| Total | $5,106 | $61,272 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
Insurance Placement Facility of Pennsylvania/FAIR Plan
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-18 | Listed for sale | $799,000 |
| 2026-02-01 | Listing removed | $799,000 |
| 2025-12-01 | Price change | $799,000 |
| 2025-11-17 | Price change | $840,000 |
| 2025-08-19 | Price change | $859,000 |
| 2025-07-24 | Listed for sale | $899,000 |
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