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7894 Mustard Seed Way, Gilroy, CA, 95020

5beds
3baths
2,382sqft
$1,249,000
$524price/sqft
$8,341/moest. monthly cost
$333,640/yrincome needed

About This Home

Life works beautifully at 7894 Mustard Seed Way. This approx. 2,382 sq. ft. home offers 5 bedrooms and 3 full baths, including a ground-level bedroom and full bath for added flexibility. Warm wood-toned LVP connects the open kitchen, dining, and living areas, creating an inviting place to gather. The living room features a fireplace, built-in cabinetry, and abundant natural light. The kitchen includes granite counters, stainless-steel appliances, a large island with seating and in-island sink, plus a walk-in pantry. Just inside the garage, a coat-and-shoe station keeps daily essentials organized, while the Harry Potter closet adds character and extra storage. Upstairs, the spacious 5th bedroom is currently staged as a family room, showing its versatility as a second living area, home office, gym, playroom, or bedroom. The primary suite features a walk-in closet, dual-sink vanity, separate soaking tub, and walk-in shower. An upstairs laundry room with linen storage adds everyday convenience. Outside, enjoy a low-maintenance backyard with pavers, room to dine or lounge, and a storage shed. Owned solar adds long-term value, while the park across the street and nearby trails make it easy to enjoy the neighborhood.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
5/10
Solorsano Middle SchoolGrades 6-81.6 mi
5/10
Gilroy High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Slab
  • Roof: Tile

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Gas Oven/Range,Refrigerator
  • Laundry features: Tub/Sink,Upper Floor

Bathroom

  • Features: DoubleSinks, PrimaryStallShowers, ShowersoverTubs2plus, TubinPrimaryBedroom, FullonGroundFloor, PrimaryOversizedTub

Bedroom

  • Features: GroundFloorBedroom, PrimarySuiteRetreat, WalkinCloset

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: BreakfastBar, DiningAreainLivingRoom

Family Room

  • Features: NoFamilyRoom

Features

  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room

Heating & Cooling

  • Heating features: Central Forced Air Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,382
  • Total interior livable area: 2,382 sqft

Kitchen

  • Features: Countertop_Granite, Island, IslandwithSink, Pantry

Property

Details

  • Parcel number: 81087024
  • Zoning: HC
  • Special condition: Standard

Features

  • Stories: 2
  • Exterior features: Back Yard
  • Fencing: Back Yard,Wood
  • Has view: Yes
  • View description: Park/Greenbelt

Lot

  • Lot size: 4,070 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideVery High
  • Earthquake
    EarthquakeRelatively High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Earthquake
Wildfire
Drought
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,315$75,780
Home Insurance *$217$2,604
Property Taxes $1,299$15,588
Electricity $510$6,129
Total$8,341$100,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$285,977/yr
40% on housing$250,230/yr
45% on housing$222,426/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$524This listing

vs Other Active Listings

Avg $/sqft

ZIP 95020$539
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95020$508
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$1,249,000
2026-08-05Contingent$1,249,000
2026-07-16Listed for sale$1,249,000
2018-06-19Sold$801,856

For Sale by Agent

AgentLinda Baker
BrokerageMilestone Realty

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