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1125 Santa Fe St, Atchison, KS, 66002

--beds
0baths
--sqft
$175,000
--price/sqft
$1,461/moest. monthly cost
$58,440/yrincome needed

About This Home

Great passive income opportunity with solid rental history in a convenient location! This duplex at 1125 Santa Fe offers two separate units with solid rental potential, rent both units or live in one and use the rent from the other to pay your mortgage! The main level features a comfortable 1-bedroom, 1-bath layout with central air, while the upper unit includes 2 bedrooms (one non-conforming) and 1 bath, cooled by window units. A shared basement provides laundry space for both units. Utilities are partially separated with individual gas and electric meters, while water is shared. Recent updates include a brand-new roof completed in March, adding peace of mind for years to come.

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

3/10
3/10
Atchison Middle SchoolGrades 6-81.2 mi
4/10
Atchison High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1925

Materials

  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Ind Water Heaters

Basement

  • Has basement: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Electric,Window Unit(s)

Property

Details

  • Parcel number: 0910101007014.000

Lot

  • Lot size: 5,227 sqft

Parking

  • Parking features: Detached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hail
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kansas Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$225$2,700
Property Taxes $191$2,292
Electricity $161$1,935
Total$1,461$17,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,091/yr
40% on housing$43,830/yr
45% on housing$38,960/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: -3.8%
-3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 66002$92
Atchison County$91

vs Homes Sold Last Month

Median $/sqft

ZIP 66002$121
Atchison County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Price change$205,000
2026-04-01Listed for sale$215,000
2025-07-18Listing removed$800
2025-07-01Listed for rent$800
2025-06-14Listing removed$800
2025-06-09Listed for rent$800
2022-04-26Sold--
2022-03-04Pending sale$140,500
2022-02-16Listed for sale$140,500
2021-11-21Listing removed--
2021-11-19Listed for sale$140,500
2021-02-06Listing removed--
2020-05-14Listing removed$600
2020-05-05Listed for rent$600
2020-01-18Listing removed$575
2020-01-12Listed for rent$575

For Sale by Agent

AgentMartin Dugger
BrokerageGateway Real Estate & Auction

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