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10400 Lorain Ave, Silver Spring, MD, 20901

14beds
8baths
4,954sqft
$2,150,000
$434price/sqft
$12,160/moest. monthly cost
$486,400/yrincome needed

About This Home

Two (2) adjacent parcels totaling 0.8 acres improved by two (2) residential buildings [10400 Lorain Ave: 4,954 SF (2 stories) 10410 Lorain Ave: 1,270 SF (1 story)] • Opportunity for developer to join the properties for townhouse or multi-unit living • Daycare, educational, residential care facility or medical uses permitted per R-60 zoning • Highly affluent demographics in surrounding area • Prominent location with potential visibility to Rt. 29, a major north-south artery in Montgomery County • Short drive to I-95, I-495 and Downtown Silver Spring and its many amenities • Can be sold separately or together

Getting Around

80
WalkingVery Walkable
53
TransitGood Transit
44
BikeSomewhat Bikeable

Schools

4/10
5/10
Eastern Middle SchoolGrades 6-81.0 mi
7/10

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Brick/Mortar,Block
  • Construction materials: Brick,Masonry

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 2810

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Partial,Drain,Interior Entry,Exterior Entry,Shelving,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 14
  • Bathrooms: 8
  • Full bathrooms: 8
  • Main level bathrooms: 5
  • Main level bedrooms: 7

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 4,954

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Heat Pump,Electric

Interior Area

  • Total structure area: 7,764
  • Total interior livable area: 4,954 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 161301084777
  • Zoning: R60
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 0.51 Acres

Parking

  • Parking features: Driveway,Off Site,Parking Lot
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,871$130,452
Home Insurance *$533$6,396
Property Taxes $125$1,500
Electricity $631$7,574
Total$12,160$145,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$416,914/yr
40% on housing$364,800/yr
45% on housing$324,266/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$434This listing

vs Other Active Listings

Avg $/sqft

ZIP 20901$273
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20901$329
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Listed for sale$2,150,000
2011-06-24Sold$650,000

For Sale by Agent

AgentScott Wimbrow
BrokerageMackenzie Commercial R E SVCS, LLC

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