4895 Springport Cove Rd, Cayuga, NY, 13034
About This Home
Tucked away on a story book gravel road, this level lakefront lot welcomes you. Located in one of the most exclusive and well-kept waterfront communities in the Finger Lakes Region! Positioned on the northeast side of the longest of the eleven Finger Lakes (Cayuga); enjoy year-round sunsets from this updated home. The open concept ranch features hardwood floors in a large gathering space designed for group eating, entertaining/socializing, cooking, and, at the end of the evening, relaxing around the fireplace. 3 bedrooms on the main level, including two bedrooms with a dedicated full bath, making for a very peaceful atmosphere to end your days! The lower level offers a finished walk-out basement , an additional bedroom and sitting area, perfect for separate entertaining that a for multi generational group will enjoy. The wrap around composite deck is great for outside dining and watching the amazing sunsets On a summer evening, take a walk up to Pete's Treats for ice cream or walk to the Wheel House Restaurant serving great food, with live music and 4th of July fireworks . Many can claim to offer a truly special or unique location, few can do so with the level of confidence and enthusiasm that I do in bringing this opportunity to market and for your consideration. Call for a private tour or more information today! When it comes to enjoying life or living in a calm, serene and safe lakeside community; it's hard to beat the Hibiscus Harbor Marina and adjacent waterfront communities. All summer you'll find people walking, riding bikes, preparing for a day on the lake, even an occasional golf cart motoring by...The perfect blend of a quaint timeless waterfront lifestyle with nearby resort- like amenities. 1 hr to Rochester or Syracuse . 45 Mins to Ithaca and Cornell University. !0 min. drive to Mackenzie- Childs and Inns of Aurora. Nearby wineries and breweries , waterfalls and nature trails to experience.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1965
Materials
- Foundation: Block
- Roof: Asphalt
- Construction materials: Aluminum Siding,Attic/Crawl Hatchway(s) Insulated,Other,Copper Plumbing
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Gas Oven,Gas Range,Gas Water Heater,Microwave,Refrigerator,See Remarks,Washer
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Full,Partially Finished,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 3
Features
- Ceiling Fan(s),Separate/Formal Living Room,Home Office,Kitchen/Family Room Combo,Living/Dining Room,Other,See Remarks,Sliding Glass Door(s),Solid Surface Counters,Bedroom on Main Level,Main Level Primary
- Door features: Sliding Doors
- Window features: Thermal Windows
- Flooring: Carpet,Hardwood,Laminate,Varies
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 800
Heating & Cooling
- Heating features: Gas,Baseboard,Hot Water
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 2,412
- Total interior livable area: 2,412 sqft
Property
Details
- Parcel number: 05540114000800010070000000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Exterior features: Blacktop Driveway,Deck,Dock,See Remarks
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Dock Access,Lake
- Waterbody name: Cayuga Lake
- Frontage length: 26
Lot
- Lot size: 0.94 Acres
- Features: Other,Rectangular,Rectangular Lot,Residential Lot,See Remarks
- Lot size dimensions: 88 x 466
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Cayuga County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,028 | $36,336 |
| Home Insurance * | $255 | $3,060 |
| Property Taxes | $908 | $10,896 |
| Electricity | $398 | $4,783 |
| Total | $4,589 | $55,068 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-09 | Price change | $725,000 |
| 2026-01-27 | Listed for sale | $795,000 |
| 2016-02-12 | Sold | $270,000 |
| 2015-12-11 | Pending sale | $289,000 |
| 2015-09-10 | Listed for sale | $289,000 |
| 2011-05-27 | Sold | $279,000 |
| 2009-03-10 | Sold | $200,000 |
| 2003-12-29 | Sold | $167,000 |
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