45 Center St, Union Springs, NY, 13160
About This Home
Older 2 bedroom 1 bath ranch home in small Village setting. Spacious living room, newer kitchen/dining room. Natural gas hot water, furnace with central air. Two car garage with blacktop driveway. 16 x 30 inground pool in fenced back lawn. Full unfinished dry basement. 13 year old roof, hard woods under carpets.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1954
Materials
- Construction materials: Metal
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Range / Oven,Refrigerator
Basement
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Carpet,Laminate,Linoleum / Vinyl
Heating & Cooling
- Heating features: Forced air,Gas
- Cooling features: Central
Interior Area
- Total interior livable area: 1,080 sqft
Property
Details
- Parcel number: 05540114114224
Features
- Exterior features: Other
Lot
- Lot size: 0.30 Acres
Parking
- Parking features: Garage - Attached
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Cayuga County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,157 | $13,884 |
| Home Insurance * | $93 | $1,116 |
| Property Taxes | $347 | $4,164 |
| Electricity | $246 | $2,954 |
| Total | $1,843 | $22,116 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-09 | Price change | $249,900 |
| 2026-03-31 | Listed for sale | $265,000 |
View on Zillow