117 Middle Road, Acton, ME, 04001
About This Home
Charming Waterfront Cottage on Loon Pond Fully furnish ready to move in just unpack your suitcases and enjoy. Take in unforgettable sunsets and serene lakefront living with 100 feet of private shoreline on picturesque Loon Pond. Situated on a beautifully landscaped 0.35-acre lot, this inviting 2-bedroom, 1-bath cottage offers the perfect blend of charm and modern convenience for year-round enjoyment. Originally built in 1948 and extensively updated in 2001, the home has been carefully maintained and improved with features including a full concrete basement with sump pump, central air conditioning, central vacuum system, updated kitchen, modern septic, well-point well and pump, vinyl siding, replacement windows, and a newer roof. Tile flooring runs throughout for durability and easy upkeep. In 2024, the main living area was completely refreshed, creating a warm and welcoming interior. An attic with end windows adds flexible space for additional sleeping or storage. Outdoors, the property truly shines. Relax or entertain on the deck or in the expansive yard, complete with a firepit, swings, picnic area, and dedicated grill space--ideal for gatherings and making lasting memories. Enjoy the calming sounds of nature, from calling loons to gentle waves along the shore. For boating and lake lovers, a 56-foot aluminum portable dock system is included, offering easy access to the water. A rare chance to own a peaceful waterfront escape--schedule your visit today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1948
Materials
- Foundation: Poured Concrete
- Roof: Shingle
- Construction materials: Wood Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Electric Range,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Exterior Entry,Full,Sump Pump,Unfinished
Bedroom1
- Level: First
Bedroom2
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Family Room
- Level: First
Features
- 1st Floor Bedroom,Attic,One-Floor Living,Shower,Storage
- Flooring: Ceramic Tile
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 912
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 912
- Total interior livable area: 912 sqft
Kitchen
- Level: First
Property
Details
- Parcel number: ACTNM148L015
- Zoning: residential
Features
- Patio & porch: Deck
- Has view: Yes
- View description: Scenic
- On waterfront: Yes
- Waterbody name: Loon Pond
- Frontage length: Waterfrontage: 97,Waterfrontage Owned: 97
Lot
- Lot size: 0.35 Acres
- Features: Level,Landscaped
Parking
- Parking features: Paved,1 - 4 Spaces,On Site,Off Street,Tandem
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Hurricane
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maine Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,502 | $30,024 |
| Home Insurance | $128 | $1,536 |
| Property Taxes | $270 | $3,240 |
| Electricity | $244 | $2,930 |
| Total | $3,144 | $37,728 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-09 | Price change | $499,000 |
| 2025-10-09 | Price change | $510,000 |
| 2025-08-19 | Price change | $525,000 |
| 2023-10-12 | Listed for sale | $499,000 |
For Sale by Agent
View on Zillow