809 Farleys Point Rd, Union Springs, NY, 13160
About This Home
You just found your dream Cayuga Lake retreat: a beautifully renovated, turn-key cottage set in the quaint waterfront community of Farley's Point. If you are looking to maximize every single weekend on the water, this 2-bedroom, 2-bathroom home offers a wonderful lakeside experience. Step inside this 1,232-square-foot charmer and you are greeted by an inviting interior that has been nicely updated inside and out. This property retains its authentic, cozy cottage character while delivering clean finishes and absolute comfort. Gorgeous views of the water from the main living space. Both bedrooms provide comfortable retreats after a long day in the sun, and having two full baths is a nice convenience for you and your lakeside guests. Now for the lake frontage: Wow! You have approximately 50 feet of private shoreline with deep water access, a dock, and boat lift ready for your watercraft. Spend your days swimming, boating, and exploring Cayuga’s award-winning wineries and restaurants. This home is so well-maintained and available largely turn-key, much of the furnishings and belongings can stay. There is no heavy lifting required here—just unpack your swimsuit, launch the boat, and start living the good life. Short-term rental is prohibited. Lease details are available for qualified cash buyers. Purchase cannot be contingent upon bank financing.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1910
Materials
- Foundation: Pillar/Post/Pier
- Construction materials: Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer
- Laundry features: Main Level
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
Features
- Ceiling Fan(s),Living/Dining Room,Natural Woodwork
- Flooring: Carpet,Laminate,Varies
- Number of fireplaces: 1
- Fireplace: Yes
Heating & Cooling
- Heating features: Electric,Baseboard
- Cooling features: Window Unit(s),Wall Unit(s)
Interior Area
- Total structure area: 1,232
- Total interior livable area: 1,232 sqft
Property
Details
- Parcel number: 05548914900400010010000023
- On leased land: Yes
- Lease amount: 5060
- Special condition: Standard
Features
- Patio & porch: Deck
- Exterior features: Deck,Gravel Driveway
- On waterfront: Yes
- Waterfront features: Dock Access,Lake
- Waterbody name: Cayuga Lake
- Frontage length: 50
Lot
- Lot size: 435.60 sqft
- Features: Irregular Lot
- Lot size dimensions: 50 x 100
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Cayuga County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,643 | $19,716 |
| Home Insurance * | $132 | $1,584 |
| Property Taxes | $492 | $5,904 |
| Electricity | $246 | $2,954 |
| Total | $2,513 | $30,156 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-23 | Listed for sale | $325,000 |
| 2019-10-29 | Sold | $175,000 |
| 2019-10-01 | Pending sale | $162,000 |
| 2019-06-25 | Price change | $162,000 |
| 2019-05-07 | Price change | $169,000 |
| 2019-05-02 | Price change | $169,900 |
| 2019-02-17 | Listed for sale | $159,900 |
| 2012-06-11 | Sold | $122,500 |
| 2012-04-26 | Price change | $139,000 |
| 2011-08-13 | Listed for sale | $149,000 |
| 2003-10-31 | Sold | $275,000 |
For Sale by Agent
View on Zillow