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319 W Wild Horse Dr, Stillwater, OK, 74075

3beds
3baths
2,616sqft
$395,000
$151price/sqft
$2,825/moest. monthly cost
$113,000/yrincome needed

About This Home

Welcome to your private slice of country living in Stillwater, OK, just minutes from town! Situated on 1.44 acres (m/l), this well-maintained 3-bedroom, 3-bathroom home with office and bonus rec room offers the ideal combination of space, functionality, and convenience. Home was built in 1998 and relocated to 319 W. Wild Horse Dr. on a permanent slab foundation. With approximately 2,616 sq ft, this single-level home features a thoughtfully designed layout perfect for everyday living and entertaining. The spacious living areas provide plenty of room to gather, while the kitchen is both stylish and functional, featuring granite countertops, ample workspace, and generous storage. All bedrooms are generously sized with new carpet, and with three full bathrooms, there’s flexibility for family, guests, or multi-generational living. The primary suite offers a comfortable retreat with privacy and includes a spacious walk-in closet, providing excellent storage and organization. A standout feature of this home is the versatile bonus rec room, ideal for a game room, second living area, media room, or home gym—tailored to fit your lifestyle. Just off the rec room, you’ll find a dedicated storage room currently used for an additional refrigerator, adding valuable overflow space and convenience. The home offers a 2-car attached garage, durable stone/rock and stucco exterior, and a composition roof. Enjoy outdoor living with both a covered front porch and a covered back patio, perfect for relaxing, entertaining, or taking in the peaceful surroundings. Step outside and enjoy the wide-open space of your acreage—ideal for outdoor activities, gardening, or simply enjoying the privacy of country living. Located just outside Stillwater city limits, this property delivers the best of both worlds—quiet rural living with quick access to shopping, dining, and Oklahoma State University. If you’re searching for a Stillwater home on acreage with space, versatility, and desirable features, this one checks all the boxes!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

10/10
10/10
9/10
Stillwater High SchoolGrades 10-123.5 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Stone/Rock Veneer,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Cooktop,Range Hood,Dishwasher,Disposal

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Window features: Other (See Remarks)
  • Fireplace features: Fireplace,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,616
  • Total interior livable area: 2,616 sqft

Property

Details

  • Parcel number: 20N02E264000000000775
  • Zoning description: NONE

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio

Lot

  • Lot size: 1.44 Acres
  • Features: 1.44 acres m/l
  • Lot size dimensions: 1.44 acres m/l

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Tornado
Heat Wave
Strong Wind
Winter Weather
Inland Flooding
Lightning
Wildfire

FEMA Declared Disasters in Payne County and Oklahoma

Fire
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance $381$4,572
Property Taxes $253$3,036
Electricity $194$2,335
Total$2,825$33,900

Income You'd Need if You Spent...

35% on housing$96,857/yr
40% on housing$84,750/yr
45% on housing$75,333/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 74075$154
Payne County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 74075$160
Payne County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$426,000

For Sale by Agent

AgentMelissa Logan
BrokerageRealty ONE Group Champion - Perkins

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