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2607 Lower Dingle Hill Rd, Andes, NY, 13731

3beds
3baths
2,880sqft
$1,200,000
$417price/sqft
$8,552/moest. monthly cost
$342,080/yrincome needed

About This Home

Perched high with breathtaking long-range views, this immaculate Cape Cod blends comfort, craftsmanship, and Catskill beauty. Its striking live-edge Adirondack exterior and durable 40-year metal roof create unforgettable curb appeal. Beyond the home, 110 acres of beautifully managed forest and an extensive trail system provide endless opportunities for year-round exploration. Inside, the spacious great room features a cozy wood stove and serves as the heart of the home. The main level also includes a sun-filled four-season sunroom, a home office, a full bath, and a private primary suite with its own bath. Upstairs, you’ll find two additional bedrooms, a loft area, and another full bath. The layout offers plenty of space for family and guests. Outdoor living is impressive. Enjoy a native stone patio, a fabulous swim pond, raised garden beds, apple trees, blueberry bushes, and a thriving rhubarb patch. Practical features include a three-bay garage with a workshop, covered wood storage, propane heat, and an outdoor wood furnace for added efficiency. Conveniently located near Margaretville, Andes, and the Pepacton Reservoir, this exceptional property is defined by its stunning views, expansive land, and remarkable lifestyle.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

5/10
Andes Central SchoolGrades PK-122.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1988

Materials

  • Foundation: Poured,Slab
  • Construction materials: Attic/Crawl Hatchway(s) Insulated,Frame,Other,See Remarks

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Gas Cooktop,Propane Water Heater,Refrigerator,See Remarks,Water Heater,Washer
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Great Room,Country Kitchen,Kitchen/Family Room Combo,Bath in Primary Bedroom,Main Level Primary,Primary Suite,Workshop
  • Window features: Thermal Windows
  • Flooring: Carpet,Ceramic Tile,Varies
  • Number of fireplaces: 2
  • Fireplace: Yes

Heating

  • Heating features: Other,See Remarks,Baseboard,Hot Water

Interior Area

  • Total structure area: 2,880
  • Total interior livable area: 2,880 sqft

Property

Details

  • Parcel number: 281.1.5.6
  • Special condition: Trust

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Gravel Driveway,Patio,Private Yard,See Remarks,Propane Tank - Leased
  • Waterfront features: Pond

Lot

  • Lot size: 109.71 Acres
  • Features: Irregular Lot,Secluded,Wooded
  • Lot size dimensions: 250 x 3400

Parking

  • Total spaces: 3
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Landslide
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Delaware County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$620$7,440
Property Taxes $1,390$16,680
Electricity $475$5,711
Total$8,552$102,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$293,211/yr
40% on housing$256,560/yr
45% on housing$228,053/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.7%
3.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$417This listing

vs Other Active Listings

Avg $/sqft

ZIP 13731$323
Delaware County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 13731
Delaware County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-05Listed for sale$1,200,000
2008-05-17Listing removed$159,900
2008-04-04Listed for sale$159,900

For Sale by Agent

AgentSusan B. Doig
BrokerageColdwell Banker Timberland Properties

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