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109 Inwood Dr, Gatesville, TX, 76528

4beds
2baths
2,009sqft
$399,000
$199price/sqft
$3,121/moest. monthly cost
$124,840/yrincome needed

About This Home

Welcome home to a place where comfort, style, and functionality come together. This beautiful brick and stone 4-bedroom, 2-bath home with a versatile flex room offers the perfect blend of warmth and everyday living. Whether you need a home office, playroom, or even a fifth bedroom, this flexible space adapts to your needs. Inside, you'll love the soaring tray ceilings, wood-look tile flooring, and the inviting electric fireplace that creates the perfect gathering space. The heart of the home is the beautifully designed kitchen featuring custom cabinetry, granite countertops, a spacious pantry, and an open-concept layout that keeps everyone connected. Large windows fill the home with natural light, creating a bright and welcoming atmosphere. The private primary suite is a relaxing retreat with dual vanities, an oversized walk-in shower, soaking tub, and an impressive walk-in closet. The guest bath also offers dual sinks and a tub/shower combination for added convenience. Step outside to enjoy your covered patio overlooking the landscaped, fenced backyard—perfect for morning coffee, family gatherings, or quiet evenings. An irrigation system keeps the lawn lush, while two storage buildings add exceptional versatility, including one currently used as an art studio. Spray foam insulation provides energy efficiency, and the spacious attic offers abundant storage. Move-in ready and filled with thoughtful upgrades, this exceptional home is ready to welcome its next family and provide the perfect setting for making lasting memories. Ad

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
6/10
6/10
Gatesville High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2019

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Brick,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Some Electric Appliances
  • Laundry features: Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Built-in Features,Ceiling Fan(s),Garden Tub/Roman Tub,Open Floorplan,Pull Down Attic Stairs,Separate Shower,Tub Shower,Breakfast Area,Custom Cabinets,Granite Counters,Kitchen Island,Kitchen/Family Room Combo,Pantry
  • Window features: Double Pane Windows
  • Flooring: Carpet,Tile
  • Fireplace features: Den
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric,1 Unit

Interior Area

  • Total interior livable area: 2,009 sqft

Property

Details

  • Parcel number: 113639

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Porch
  • Exterior features: Porch
  • Fencing: Back Yard
  • Has view: Yes
  • View description: None
  • Waterbody name: None

Lot

  • Lot size: 0.34 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hail
Winter Weather
Heat Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$379$4,548
Property Taxes $487$5,844
Electricity $238$2,859
Total$3,121$37,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,005/yr
40% on housing$93,630/yr
45% on housing$83,226/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 76528$269
Coryell County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 76528$147
Coryell County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$399,000
2026-08-07Contingent$399,000
2026-07-21Listed for sale$399,000
2020-12-11Sold--
2020-09-01Price change$255,445
2020-07-23Price change$257,445
2020-07-01Listed for sale$258,445

For Sale by Agent

AgentJana Carpenter
BrokerageDixon Realty Team|KW

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