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444 E Front St, Hancock, NY, 13783

1beds
1baths
800sqft
$179,000
$224price/sqft
$1,431/moest. monthly cost
$57,240/yrincome needed

About This Home

Enjoy waterfront living in the heart of the Village of Hancock! Situated along the renowned East Branch of the Delaware River, this charming home offers direct river frontage with the convenience of being just a short walk from local shops, restaurants, and everyday amenities. Inside, the main level features a comfortable living room with a cozy wood stove, a functional kitchen, a full bathroom, and an unfinished sunroom overlooking the river. Upstairs, you'll find one bedroom and a versatile bonus room that offers flexibility for a home office, guest room, or additional living space. Whether you're searching for a full-time residence, a weekend getaway, or an investment opportunity, this property offers plenty of potential in a highly desirable location. Spend your days fishing, kayaking, or simply relaxing along the East Branch of the Delaware River, known for its world-class trout fishing and scenic beauty. Don't miss this opportunity to own an affordable riverfront property in one of the Catskills' most sought-after river communities.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

3/10
Hancock Elementary SchoolGrades PK-40.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Foundation: Block
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven,Gas Range,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Separate/Formal Living Room,Country Kitchen,Convertible Bedroom
  • Flooring: Hardwood,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 800
  • Total interior livable area: 800 sqft

Property

Details

  • Parcel number: 429.18218
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Blacktop Driveway
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Beach Access,Deeded Access,River Access,Stream
  • Waterbody name: East Branch Delaware River
  • Frontage length: 40

Lot

  • Lot size: 5,662 sqft
  • Features: Rectangular,Rectangular Lot,Rural Lot
  • Lot size dimensions: 40 x 280

Parking

  • Parking features: No Garage,Shared Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Landslide
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Delaware County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $905$10,860
Home Insurance *$73$876
Property Taxes $207$2,484
Electricity $246$2,954
Total$1,431$17,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,062/yr
40% on housing$42,930/yr
45% on housing$38,160/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.7%
3.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 13783$138
Delaware County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 13783
Delaware County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$179,000

For Sale by Agent

AgentMichelle V. McGraw
BrokerageKeller Williams Upstate NY Properties

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