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885 Grandview Road, Hancock, NY, 13783

2beds
2baths
2,040sqft
$599,000
$294price/sqft
$4,303/moest. monthly cost
$172,120/yrincome needed

About This Home

High above Hancock, NY, where the air is crisp and the nights are filled with starlight, you’ll find a home that feels like a secret meant just for you. 10.2 acres of mountaintop privacy, a sparkling man-made pond framed in stone, and the kind of quiet that soothes the soul. Inside, every detail tells a story—glowing wood floors and ceilings, a stone-framed fireplace, and sunlight streaming through the balconies. The first-floor enclosed balcony invites lazy afternoons with a book, while the primary suite’s private balcony is made for sunrise coffee and moonlit conversation Originally just a framed shell, this home was lovingly rebuilt in 2004 with charm, quality, and timeless appeal. Clever built-in storage, a bonus room for guests or hobbies, and modern conveniences like three propane tanks make it practical as well as magical. Whether you’re searching for a year-round haven, a weekend escape, or a one-of-a-kind short-term rental, this mountaintop retreat is ready to become part of your story.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

2/10
Hancock Elementary SchoolGrades PK-46.9 mi

Construction

Condition

  • Year built: 2004

Materials

  • Construction materials: Shake Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Oven,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Storage Space,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Natural Woodwork,Open Floorplan,Storage
  • Flooring: Wood
  • Fireplace: Yes
  • Attic: Finished

Heating & Cooling

  • Heating features: Propane
  • Cooling features: None

Interior Area

  • Total structure area: 2,040
  • Total interior livable area: 2,040 sqft

Property

Details

  • Parcel number: 1236894630000003007000
  • Special condition: None

Features

  • On waterfront: Yes
  • Waterfront features: Pond,Waterfront

Lot

  • Lot size: 10.02 Acres

Parking

  • Total spaces: 8
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Landslide
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Delaware County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$245$2,940
Property Taxes $693$8,316
Electricity $337$4,045
Total$4,303$51,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,531/yr
40% on housing$129,090/yr
45% on housing$114,746/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.7%
3.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$294This listing

vs Other Active Listings

Avg $/sqft

ZIP 13783$104
Delaware County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 13783
Delaware County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$599,000
2026-02-15Listing removed$650,000
2025-08-14Listed for sale$650,000
2004-08-06Sold$80,000
2001-09-19Sold$8,000

For Sale by Agent

AgentLiza M. Ybanez
BrokerageKeller Williams Hudson Valley

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