10 Wilcox Spur Rd Road, Harpersfield, NY, 13786
About This Home
Situated in a serene, quiet neighborhood that maintains easy access to local village amenities. The home currently requires a new electrical service connection. Due to the lack of power, the well and septic systems have not been tested and will need to be verified by the buyer. With a little elbow grease and some creative updates, this house has the bones to be 'cute as a button' and a standout in the local market!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Foundation: Stone
- Roof: Asbestos Shingle
- Construction materials: Aluminum Siding,Clapboard
Type & Style
- Home type: SingleFamily
- Architectural style: Old Style
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: None
- Laundry features: Other
Basement
- Basement: None
Bedroom
- Level: First
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Vinyl,Carpet
- Finished area below ground: 0
- Finished area above ground: 675
Full Bathroom
- Level: First
Heating & Cooling
- Heating features: Forced Air,Kerosene
- Cooling features: None
Interior Area
- Total structure area: 675
- Total interior livable area: 675 sqft
Kitchen
- Level: First
Laundry
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 123889 28.138
- Zoning description: None
- Special condition: Standard
Features
- Patio & porch: Screened,Front Porch,Porch
- Exterior features: Other
- Fencing: None
- Has view: Yes
- View description: Other,Mountain(s),Trees/Woods
Lot
- Lot size: 0.50 Acres
- Features: Road Frontage,Corner Lot
Parking
- Total spaces: 6
- Parking features: Driveway
- Has garage: Yes
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Delaware County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $328 | $3,936 |
| Home Insurance * | $28 | $336 |
| Property Taxes | $75 | $900 |
| Electricity | $246 | $2,954 |
| Total | $677 | $8,124 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-09 | Listed for sale | $64,900 |
| 2021-06-03 | Listing removed | -- |
| 2020-07-01 | Listed for sale | $62,800 |
| 2019-11-20 | Listing removed | $62,900 |
| 2019-01-24 | Listed for sale | $62,900 |
| 2018-12-01 | Listing removed | $64,800 |
| 2017-06-29 | Price change | $64,800 |
| 2017-01-07 | Listed for sale | $64,900 |
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