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10241 County Highway 33, Harpersfield, NY, 13739

3beds
2baths
2,520sqft
$299,000
$119price/sqft
$2,389/moest. monthly cost
$95,560/yrincome needed

About This Home

Introducing this captivating 1903 foursquare on 6.5 private acres with stream access. Step back in time while enjoying modern comforts in this beautifully preserved 1903 Foursquare home. Nestled on 6.5 acres of serene, wooded land, this property offers a rare blend of historic integrity, outdoor adventure, and everyday convenience. It is the perfect country retreat or full-time home. Nearly all of the original details remain intact, including the welcoming wraparound porch. Inside, you are greeted by rich hardwood floors and spacious living and dining rooms designed for hosting. A cozy wood stove warms the main living area, which also features a butler's pantry for entertaining. The heart of the home is the spacious kitchen, boasting character-rich tin ceilings paired with modern stainless steel appliances and a large gas range oven. Directly behind the kitchen is a charming, functional mudroom complete with a washer, dryer, vintage slop sink, and plenty of space to kick off your boots after a day in the garden. Upstairs, a built-in bookshelf anchors the hallway, leading to three good-sized bedrooms. Each bedroom is versatile and large enough to comfortably accommodate any size bed you desire. Two full bathrooms serve the home, blending functionality with classic style. The exterior of this property is an absolute dream for nature lovers and gardeners alike. The side yard features blooming perennial flowers and a handy garden shed. For outdoor dining, the back porch is perfectly set up for grilling and hosting meals. A grass path leads you into your private woods, winding past mature hardwoods and the fascinating stone foundation of an 18th-century blacksmith shop. At the base of the trail, a large, flat grassy area opens up to a gorgeous, rushing stream with multiple easy-access points for swimming, fishing, or relaxing by the water. Enjoy easy country living without isolation. This idyllic property is located just 23 minutes from Delhi and 24 minutes from Oneonta, giving you quick access to local shops, farmers' markets, and dining. Don't miss this opportunity to own a piece of history on beautiful acreage at an unbeatable price. Schedule your private tour today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

9/10
Stamford Central SchoolGrades PK-125.5 mi

Construction

Condition

  • Year built: 1903

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Oven,Washer,Stainless Steel Appliances

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood
  • Fireplace features: Wood Burning Stove
  • Finished area above ground: 2,520

Heating

  • Heating features: Oil,Forced Air

Interior Area

  • Total structure area: 2,520
  • Total interior livable area: 2,520 sqft

Kitchen

  • Features: Open

Property

Details

  • Parcel number: 123889038.0000001014.000
  • Lease amount: 0

Features

  • Patio & porch: Covered Porch,Deck
  • Has view: Yes
  • View description: Stream
  • Has water view: Yes
  • Water view: Stream
  • On waterfront: Yes
  • Waterfront features: Stream
  • Waterbody name: Center Brook
  • Frontage length: 0

Lot

  • Lot size: 6.50 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in Delaware County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$116$1,392
Property Taxes $346$4,152
Electricity $416$4,997
Total$2,389$28,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,908/yr
40% on housing$71,670/yr
45% on housing$63,706/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.7%
3.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$119This listing

vs Other Active Listings

Avg $/sqft

ZIP 13739$81
Delaware County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 13739
Delaware County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$299,000
2003-05-08Sold$50,000
2001-12-21Sold$43,000

For Sale by Agent

AgentSteven Jewett
BrokerageJEWETT AND JEWETT LLC

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