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224 Cape Horn Road, Margaretville, NY, 12455

3beds
4baths
1,900sqft
$779,000
$410price/sqft
$5,540/moest. monthly cost
$221,600/yrincome needed

About This Home

Welcome to this remarkable contemporary home located in the heart of the Catskills. The house sits in a wonderfully private location, well set back from the country road and surrounded by rolling hills and open fields. This beautifully appointed 3 bedroom, 3 1/2 bathroom home has seen a recent complete gut renovation. It is filled with windows, sunlight, open spaces and views from every room. Enter through the newly added mud room and into a wide open space divided only by the spacious open kitchen with all new cabinets, quartz counter tops, extensive island with breakfast counter, all new stainless GE Profile appliances including a drawer style microwave and efficient range hood. The space flows easily from dining to kitchen to living and on to the all new extensive back deck where 3 seasons can be enjoyed watching and listening to nature. Across from the kitchen is the guest bathroom and off of the dining area is a bright guest room with ensuite tiled bathroom and large closet. Wonder up to the second floor where you will find the comfortable primary with gorgeous ensuite bathroom and across the hall another lovely light filled bedroom with ensuite bathroom. All bedrooms have spacious closets, plus additional storage, coat closet and laundry closet with brand new washer & dryer. New flooring throughout, all new electric and plumbing, new windows and mechanicals. Totally move in ready! The setting is tranquil and welcoming and the land is a blank canvas waiting for your personal and creative touch. There is ample room for vegetable gardens, perennial plantings, and maybe a pool? Only 2 1/4 hrs. from the GW Bridge, a very short drive from Margaretville and central to the neighboring destination towns of Roxbury, Andes, Bovina and Delhi. Minutes to hiking trails, golf course, fishing, skiing and so much more!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

5/10
Roxbury Central SchoolGrades PK-126.1 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1970

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Clapboard,Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Washer/Dryer Stacked,Washer,Stainless Steel Appliance(s),Refrigerator,Range Hood,Range,Microwave,Induction Cooktop,Exhaust Fan,ENERGY STAR Qualified Washer,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Appliances,Electric Water Heater,Electric Range,Electric Oven,Dryer,Dishwasher
  • Laundry features: Laundry Closet

Bathroom

  • Level: First

Bathroom

  • Level: Second

Bathroom

  • Level: Second

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Ceiling Fan(s),Heat Pump

Dining Room

  • Level: First

Features

  • Breakfast Bar,Cathedral Ceiling(s),Ceiling Fan(s),High Ceilings,High Speed Internet,Kitchen Island,Open Floorplan,Primary Downstairs,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Luxury Vinyl,Tile
  • Finished area below ground: 0
  • Finished area above ground: 1,900

Interior Area

  • Total structure area: 1,900
  • Total interior livable area: 1,900 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Other

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: 242.214
  • Zoning: R

Features

  • Levels: Two
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Hills,Meadow,Pasture,Rural,Trees/Woods

Lot

  • Lot size: 5.60 Acres
  • Features: Back Yard,Front Yard,Gentle Sloping,Level,Meadow,Views

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Hurricane
Landslide
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Delaware County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,939$47,268
Home Insurance *$386$4,632
Property Taxes $902$10,824
Electricity $313$3,767
Total$5,540$66,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$189,942/yr
40% on housing$166,200/yr
45% on housing$147,733/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.7%
3.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$410This listing

vs Other Active Listings

Avg $/sqft

ZIP 12455$240
Delaware County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 12455
Delaware County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-11Listed for sale$799,000

For Sale by Agent

AgentRosalie Glauser
BrokerageFrank Lumia Real Estate Plus

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