20 Hidden Waters Dr, Margaretville, NY, 12455
About This Home
Beautifully Renovated Classic Catskills Home – 5BR, 4BA + Streamside Setting Escape to the mountains in this spacious and beautifully updated Catskills home, just under 2.5 hours from the George Washington Bridge. With 5 bedrooms, 4 full bathrooms, and a finished third floor, this classic home offers plenty of room to relax, entertain, and enjoy all-season living. The primary suite is a true retreat, featuring a private sitting room/library and a luxurious en suite bathroom. Charming architectural details can be found throughout the home, blending timeless character with modern updates. Enjoy peaceful mornings and evenings on the front and back porches, or stroll the walkway down to the stream that runs through the property. The home is located directly across from a golf course and just minutes from ski centers, hiking trails, and the region's most charming villages. Whether you're looking for a weekend getaway or a full-time escape to the mountains, this lovingly renovated Catskills gem offers beauty, comfort, and convenience in equal measure.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1910
Materials
- Foundation: Stone
- Roof: Asphalt
- Construction materials: Frame,Other
Type & Style
- Home type: SingleFamily
- Architectural style: Historic/Antique
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Water Heater,Gas Oven,Gas Range,Refrigerator,Washer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Attic,Ceiling Fan(s),Kitchen Island,Sliding Glass Door(s),Bedroom on Main Level
- Door features: Sliding Doors
- Flooring: Hardwood,Tile,Varies
Heating & Cooling
- Heating features: Oil,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,352
- Total interior livable area: 2,352 sqft
Property
Details
- Parcel number: 285.147
- Special condition: Standard
Features
- Stories: 3
- Patio & porch: Deck
- Exterior features: Dirt Driveway,Deck,Gravel Driveway
Lot
- Lot size: 1.57 Acres
- Features: Other,Rectangular,Rectangular Lot,See Remarks
- Lot size dimensions: 462 x 355
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
- Cold Wave
- Hurricane
- Landslide
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Delaware County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,023 | $36,276 |
| Home Insurance * | $296 | $3,552 |
| Property Taxes | $692 | $8,304 |
| Electricity | $388 | $4,664 |
| Total | $4,399 | $52,788 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-11-19 | Price change | $598,000 |
| 2025-07-30 | Listed for sale | $625,000 |
| 2017-06-23 | Sold | $179,000 |
| 2017-04-01 | Pending sale | $184,500 |
| 2016-09-26 | Price change | $184,500 |
| 2016-06-20 | Price change | $189,500 |
| 2016-04-06 | Listed for sale | $198,000 |
| 2015-10-28 | Listing removed | $198,900 |
| 2015-07-10 | Price change | $198,900 |
| 2015-03-23 | Listed for sale | $209,000 |
| 2015-01-01 | Listing removed | $209,000 |
| 2014-07-19 | Price change | $209,000 |
| 2014-04-08 | Listed for sale | $220,000 |
| 2009-07-21 | Sold | $167,000 |
| 2005-04-12 | Sold | $222,000 |
| 1998-08-06 | Sold | $77,500 |
For Sale by Agent
View on Zillow