2895 Ponderosa Rd, Arnold, CA, 95223
About This Home
Tucked away in the peaceful mountain community of Arnold, California, 2895 Ponderosa offers a rare chance to own your own private forest retreat. Set on 6 beautiful acres, this charming cabin blends cozy mountain character, vintage charm, and exciting future potential. At approximately 900 square feet, this adorable 1-bedroom, 1-bath cabin is the perfect size for a weekend getaway, starter mountain home, or basecamp while you dream and plan for something larger. Step onto the welcoming front porch, breathe in the fresh mountain air, and feel the pace of life begin to slow. Inside, the cabin is warm, inviting, and full of character. Hardwood floors, vintage doors, and classic details add timeless appeal, while the gas-burning wood stove creates a cozy place to gather after a day of hiking, skiing, wine tasting, or exploring the Sierra Nevada. The kitchen features a classic Wedgewood cook stove, bringing a touch of vintage charm to the heart of the home. The bathroom offers a clawfoot tub, slate shower, and the convenience of an on-demand water heater. What makes this property truly special is the land. Six acres in Arnold is a rare find, offering privacy, trees, fresh mountain air, and the feeling of having your very own forest. Imagine quiet mornings with coffee on the porch, peaceful walks through your property, evenings under the stars, and the freedom to create the mountain retreat you have always wanted. The existing cabin is served by a 3-bedroom septic system, offering exciting possibilities for future expansion. Enjoy the cabin as it is, expand over time, or explore the potential to build a larger cabin or additional retreat space, subject to county approval. Located near Big Trees State Park, high-country recreation, hiking, lakes, wine tasting, skiing, and the charm of the Highway 4 corridor, 2895 Ponderosa is more than a cabin it is a chance to slow down, breathe deeply, and create your own mountain legacy. Small cabin. Big land. Endless possibilities.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 1999
Materials
- Foundation: Concrete Perimeter
- Roof: Composition
- Construction materials: Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Inside Room
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Features: Space in Kitchen
Features
- Flooring: Wood
Heating & Cooling
- Heating features: MultiUnits
- Cooling features: Wall Unit(s),Ductless
Interior Area
- Total structure area: 0
- Total interior livable area: 903 sqft
Kitchen
- Features: Concrete Counter
Property
Details
- Parcel number: 032005003000
- Zoning: Rr5
- Special condition: Standard
- Horse amenities: Other
Features
- Topography of land: Lot Grade Varies,Trees Many,Lot Grade Varies,Trees Many
- Horses can be raised: Yes
Lot
- Lot size: 6 Acres
- Features: Other
Parking
- Total spaces: 10
- Parking features: Other
- Has uncovered spaces: Yes
- Uncovered spaces: 10
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Calaveras County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,338 | $28,056 |
| Home Insurance * | $214 | $2,568 |
| Property Taxes | $536 | $6,432 |
| Electricity | $398 | $4,786 |
| Total | $3,486 | $41,832 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Price change | $462,500 |
| 2026-07-09 | Price change | $475,000 |
| 2026-06-30 | Listed for sale | $495,000 |
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