See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

6800 W Murray Creek Rd, Mountain Ranch, CA, 95246

2beds
2baths
1,920sqft
$997,000
$519price/sqft
$6,890/moest. monthly cost
$275,600/yrincome needed

About This Home

Custom built home located on 40 acres with amazing views & privately gated. Backs up to BLM land, 2x6 construction, Milgard windows. Open floor plan with spacious kitchen with stainless steel appliances including dishwasher, gas range, microwave, refrigerator & beverage refrigerator. Great room with rock heart and woodstove - flat rock brought in locally. Wired for surround sound. Amazing views from great room and kitchen. Master suite is spacious with large walk-in closet (numerous built-ins) - access to patio area - dual sinks, large walk-in shower plus jetted tub. Interior laundry room which includes the washer & dryer. Built-in desk area and cabinets in hall. Some landscaping in front plus lots of custom concrete - large entertaining area. Generac back-up. Additional permitted storage cabin dating back - great for family visiting or in-law quarters. Too many other amenities to list.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

2/10
5/10
Calaveras High SchoolGrades 8-125.0 mi
3/10
Toyon Middle SchoolGrades 6-88.6 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Range,Dishwasher,Microwave
  • Laundry features: Laundry Room,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Space in Kitchen

Features

  • Flooring: Carpet,Wood
  • Number of fireplaces: 2
  • Fireplace features: Living Room,Master Bedroom,Gas Log,Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Propane,Central,Wood Stove
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total interior livable area: 1,920 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Jetted Tub

Master Bedroom

  • Features: Walk-In Closet,Outside Access

Property

Details

  • Parcel number: 040016068000
  • Zoning description: Unclassified
  • Special condition: Standard

Features

  • Exterior features: Fire Pit
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Partial,Gated Driveway/Sidewalks

Lot

  • Lot size: 40 Acres
  • Features: Private

Parking

  • Parking features: No Garage,Gated

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Wildfire
Winter Weather
Heat Wave
Inland Flooding
Landslide
Lightning

FEMA Declared Disasters in Calaveras County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,041$60,492
Home Insurance *$514$6,168
Property Taxes $924$11,088
Electricity $411$4,940
Total$6,890$82,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$236,228/yr
40% on housing$206,700/yr
45% on housing$183,733/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.3%
18.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$519This listing

vs Other Active Listings

Avg $/sqft

ZIP 95246$218
Calaveras County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95246
Calaveras County$274

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-13Listed for sale$1,039,000

For Sale by Agent

AgentDebbie Bridges-Shaw
BrokerageRealty World Classic Fthll Pro

Similar Homes