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2375 Ponderosa Way, Murphys, CA, 95247

4beds
3baths
2,556sqft
$1,387,000
$543price/sqft
$9,526/moest. monthly cost
$381,040/yrincome needed

About This Home

This modern country retreat offers incredible views, a prime location, and significant acreage. Overlooking downtown Murphys, this one-of-a-kind property spans over 40 acres and features a spectacular four-bedroom, 2.5-bathroom custom-built home. The kitchen is a chef's dream, equipped with stainless steel Viking appliances, a farmhouse sink, wine refrigerator, built-in microwave, engineered wood floors and an island for casual dining. The living room includes a propane fireplace and beautiful custom windows. The main level also provides a large laundry room with a chute, a bedroom, and a half bath. Upstairs, you will find a full bathroom, and three additional large bedrooms, including the primary en suite with its own soaking tub. This home features so much including a 50-year roof, new well pump and piping, a backup generator, chicken coop, fenced area for animals with a year-round spring and a yoga platform overlooking the town. Across the covered breezeway is a two-car garage. All of this is located on a gated road for maximum privacy

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

7/10
Avery Middle SchoolGrades 6-86.3 mi
7/10

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Combination,Concrete
  • Roof: Composition
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Free-Standing Refrigerator,Dishwasher,Disposal,Microwave,Plumbed For Ice Maker,Wine Refrigerator,Free-Standing Gas Oven,Dryer,Washer
  • Laundry features: Laundry Room,Laundry Chute,Electric Dryer Hookup,Ground Floor,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Formal Area

Features

  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Propane,Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,556 sqft

Kitchen

  • Features: Pantry Cabinet,Granite Counters,Kitchen Island

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Soaking Tub,Granite Counters

Master Bedroom

  • Features: Closet,Walk-In Closet

Property

Details

  • Parcel number: 068001067000
  • Zoning: Rural Ag/Residence
  • Special condition: Standard
  • Other equipment: Audio/Video Prewired

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Fenced

Lot

  • Lot size: 40.73 Acres
  • Features: Private,Low Maintenance

Parking

  • Total spaces: 2
  • Parking features: RV Possible,Enclosed,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Wildfire
Winter Weather
Heat Wave
Inland Flooding
Lightning
Drought
Landslide

FEMA Declared Disasters in Calaveras County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,013$84,156
Home Insurance *$705$8,460
Property Taxes $1,260$15,120
Electricity $548$6,577
Total$9,526$114,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$326,605/yr
40% on housing$285,780/yr
45% on housing$254,026/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.3%
18.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$543This listing

vs Other Active Listings

Avg $/sqft

ZIP 95247$288
Calaveras County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95247
Calaveras County$274

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-11Listed for sale$1,387,000
2025-07-11Price change$1,389,000
2024-07-05Listed for sale$1,589,000
2002-07-09Sold$170,000

For Sale by Agent

AgentCarolyn Hall
BrokerageCedar Creek Realty (Murphys)

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