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3466 Howard Rd, San Andreas, CA, 95249

2beds
2baths
953sqft
$750,000
$787price/sqft
$5,297/moest. monthly cost
$211,880/yrincome needed

About This Home

Perched atop 98 private acres with breathtaking 360-degree views, this is more than a property, it is your own private mountain retreat. From the main home, enjoy sweeping views of Lake Hogan, Butte Mountain, rolling foothills, and mountain ranges that stretch for miles. A separate building pad captures incredible views toward San Andreas and offers endless possibilities for a second home, guest retreat, hobby farm, event space, or tiny home campground. Despite the peaceful seclusion, the property remains conveniently located near San Andreas, Valley Springs, Jackson, and surrounding Gold Country communities. The thoughtfully constructed home features a custom redwood front door, vaulted living spaces, soapstone wood stove, mini-split system, undercabinet lighting, soft-close cabinetry, Bosch dishwasher, pull-out pantry storage, and casement windows designed to maximize the surrounding views from every room. Outdoor living shines with a screened front porch, multiple ceiling fans, mature trees, and established irrigation. Additional features include two wells, two septic systems, 5,000-gallon water storage with fire hose connection, a 10x12 custom tiny structure, detached shop space, and infrastructure already in place for future expansion. Rarely does an opportunity arise to own this much privacy, usable land, and panoramic Sierra Foothill beauty in one setting.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Calaveras High SchoolGrades 8-122.3 mi
3/10
Toyon Middle SchoolGrades 6-84.0 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer/Dryer Stacked

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Other

Features

  • Flooring: Other
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 0
  • Total interior livable area: 953 sqft

Kitchen

  • Features: Granite Counters

Property

Details

  • Parcel number: 040008078000
  • Zoning: Residential
  • Special condition: Standard

Lot

  • Lot size: 20 Acres
  • Features: See Remarks

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Wildfire
Winter Weather
Heat Wave
Inland Flooding
Lightning
Drought
Landslide

FEMA Declared Disasters in Calaveras County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$348$4,176
Property Taxes $759$9,108
Electricity $398$4,786
Total$5,297$63,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$181,611/yr
40% on housing$158,910/yr
45% on housing$141,253/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.3%
18.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$787This listing

vs Other Active Listings

Avg $/sqft

ZIP 95249$438
Calaveras County$289

vs Homes Sold Last Month

Median $/sqft

ZIP 95249
Calaveras County$274

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-21Listed for sale$750,000
2025-08-20Listing removed$799,000
2025-07-12Price change$799,000
2025-05-21Price change$839,000
2025-04-24Listed for sale$869,000
2024-08-20Listing removed--
2024-03-05Price change$878,000
2023-08-20Listed for sale$895,000
2023-03-29Listing removed--
2022-10-10Listed for sale$989,000

For Sale by Agent

AgentJenifer Whigham
BrokerageKW Sac Metro

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