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1563 Tower Mountain Road, Stamford, NY, 12167

4beds
4baths
3,850sqft
$529,000
$137price/sqft
$4,071/moest. monthly cost
$162,840/yrincome needed

About This Home

Beautiful custom home nestled in the countryside with panoramic views of the Catskill mountains. Over 3800' of living space with an additional 1600' in basement ready for your finishings. Gorgeous views from the enormous living room. The wall of windows sprawls from wall to wall and floor to ceiling. 4 huge bedrooms, an office, bonus room, 4 bathrooms, new kitchen, updated baths and hardwood floors throughout the home. Make sure you see the floorplans of this well-built home. Natural light and views pour in from every window. Large 3 bay attached garage keeps your vehicles and toys out of the elements. Custom home sits on a large 2.9-acre lot. Don't miss this spacious home with million-dollar views.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

4/10

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Concrete Perimeter,Permanent
  • Roof: Shingle,Fiberglass
  • Construction materials: Fiber Cement,Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet,Custom
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,ENERGY STAR Qualified Appliances,Gas Oven,Microwave,Range,Range Hood,Refrigerator
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Full,Heated,Interior Entry,Unfinished,Walk-Out Access

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • High Speed Internet,Tray Ceiling(s),Walk-In Closet(s),Cathedral Ceiling(s),Ceramic Tile Bath,Eat-in Kitchen,Kitchen Island
  • Door features: ENERGY STAR Qualified Doors,Sliding Doors
  • Window features: Double Pane Windows,ENERGY STAR Qualified Windows
  • Flooring: Vinyl,Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,850

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Second

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Baseboard,Propane
  • Cooling features: None

Interior Area

  • Total structure area: 3,850
  • Total interior livable area: 3,850 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Office

  • Level: First

Office

  • Level: Second

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 125289 70.111
  • Special condition: Standard

Features

  • Patio & porch: Pressure Treated Deck,Deck,Patio
  • Exterior features: Lighting
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 2.90 Acres
  • Features: Rolling Slope,Mountain(s),Private,Views

Parking

  • Total spaces: 6
  • Parking features: Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters in Delaware County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,674$32,088
Home Insurance *$149$1,788
Property Taxes $612$7,344
Electricity $636$7,634
Total$4,071$48,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,577/yr
40% on housing$122,130/yr
45% on housing$108,560/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.7%
3.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 12167$204
Delaware County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 12167$217
Delaware County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-29Listed for sale$619,000
2025-12-30Sold$315,500
2025-07-11Listed for sale$350,000
2025-06-29Contingent$350,000
2025-06-15Price change$350,000
2025-05-05Listed for sale$360,000
2025-04-03Pending sale$360,000
2025-03-25Contingent$360,000
2025-03-19Listed for sale$360,000
2025-03-07Contingent$360,000
2025-02-04Price change$360,000
2024-12-30Listed for sale$370,000
2024-12-19Contingent$370,000
2024-11-20Listed for sale$370,000
2024-11-13Contingent$370,000
2024-11-08Listed for sale$370,000
2024-10-01Sold$532,788
2024-09-24Listed for sale$385,000
2020-01-13Listing removed$440,000
2019-08-29Price change$440,000
2018-12-23Price change$410,000
2018-01-12Price change$415,000
2017-12-14Price change$485,000
2017-11-20Price change$400,000
2017-09-28Price change$419,000
2017-07-10Listed for sale$430,000
2003-06-24Sold$17,000

For Sale by Agent

AgentJosh Paden
BrokerageElegant Homes

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