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69 Liberty St, Walton, NY, 13856

4beds
2baths
1,998sqft
$299,000
$150price/sqft
$2,306/moest. monthly cost
$92,240/yrincome needed

About This Home

BEAUTIFUL UPDATED Village Home. Take a look at this 4-5 Bedroom 2 Bath home in the Village of Walton. This home boasts a New Kitchen, Dining Room, Downstairs bedroom or Den, Laundry Room and Bath on first floor, Living room with the warmth of the woodburning fireplace. Upstairs you will find a full bath with 3-4 bedrooms. This home has all freshly redone floors. There is a big beautiful 2 car GARAGE with electric and 2 enclosed out buildings. Also, a nice deck out back and a wrap around covered front porch to be able to sit out on either to relax and enjoy. There is also a beautiful back yard that leads to the creek. This home is a must see with the updates and is move in ready! This home is within walking distance to downtown shopping, schools and parks. CALL TODAY!

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

3/10
4/10
Walton Middle SchoolGrades 6-81.0 mi
6/10
Walton High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1888

Materials

  • Foundation: Stone
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Gas Range,Gas Water Heater,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Breakfast Bar,Bedroom on Main Level
  • Flooring: Hardwood,Laminate,Tile,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Electric,Wood,Forced Air

Interior Area

  • Total structure area: 1,998
  • Total interior livable area: 1,998 sqft

Property

Details

  • Parcel number: 251.191212
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Porch
  • Exterior features: Blacktop Driveway,Deck

Lot

  • Lot size: 0.25 Acres
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 66 x 300

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Delaware County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$119$1,428
Property Taxes $346$4,152
Electricity $330$3,962
Total$2,306$27,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,062/yr
40% on housing$69,180/yr
45% on housing$61,493/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.7%
3.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 13856$199
Delaware County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 13856
Delaware County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-23Price change$299,000
2025-12-01Listed for sale$319,000
2025-02-14Sold$150,000
2024-10-04Pending sale$149,500
2024-09-27Listed for sale$149,500
1990-12-10Sold$74,000

For Sale by Agent

AgentBeth A. O'Brien
BrokerageHoward Hanna

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