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320 Chaney Rd, Smyrna, TN, 37167

4beds
3baths
2,295sqft
$470,000
$205price/sqft
$3,722/moest. monthly cost
$148,880/yrincome needed

About This Home

Welcome to 320 Chaney Rd — where comfort meets modern charm in the heart of Smyrna! This beautifully renovated two-story home features elegant finishes, a spacious layout, and a seamless flow designed for today’s lifestyle. The home offers 4 bedrooms plus a bonus/flex room, 3 full bathrooms, a carport, a detached garage, and sits on a generous 0.36-acre lot. The main level includes the primary suite with private bath, a second bedroom, an additional full bathroom, and the versatile bonus/flex room — perfect for an office, playroom, or guest space. Upstairs, you’ll find the third and fourth bedrooms along with the third full bathroom, providing plenty of room for family or guests. The inviting front porch is the perfect place to unwind and enjoy peaceful afternoons. The fully renovated kitchen is a true showpiece, blending sophistication, elegance, and functionality. It features sleek quartz countertops, a glass backsplash, rich espresso cabinetry, and a striking stacked-stone breakfast bar that adds texture and style. Contemporary pendant lighting and a ceiling fan create a warm, inviting atmosphere, while stainless steel appliances and gleaming tile floors make this kitchen ideal for both everyday living and stylish entertaining. Outside, enjoy a large, level backyard perfect for entertaining, gardening, or relaxing outdoors, along with a spacious driveway, covered parking, and a detached garage. With its fresh updates, elegant details, and prime location close to schools, shopping, dining, and everyday conveniences, this home is truly move-in ready and a must-see!

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

6/10
7/10
5/10
Lavergne High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1963

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Built-In Electric Range,Microwave,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Features

  • Flooring: Wood,Laminate
  • Finished area above ground: 2,295

Heating & Cooling

  • Heating features: Other
  • Cooling features: Gas

Interior Area

  • Total structure area: 2,295
  • Total interior livable area: 2,295 sqft

Property

Details

  • Parcel number: 028H E 00300 R0014949
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 2

Lot

  • Lot size: 0.36 Acres

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Earthquake
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance $198$2,376
Property Taxes $962$11,544
Electricity $186$2,237
Total$3,722$44,664

Income You'd Need if You Spent...

35% on housing$127,611/yr
40% on housing$111,660/yr
45% on housing$99,253/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 37167$208
Rutherford County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 37167$218
Rutherford County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Listed for sale$470,000
2026-06-26Listing removed$485,000
2026-02-28Listed for sale$485,000
2026-02-23Listing removed$490,000
2025-11-09Listed for sale$490,000
2025-06-30Sold$292,000

For Sale by Agent

AgentAmarelis Reyes-Ortega
BrokerageEpique Realty

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