109 Rascaltown Rd, Loretto, TN, 38469
About This Home
Discover 26.14 ± acres of beautiful, well-maintained land featuring over 1,000 feet of scenic frontage along Bluewater Creek. This rare offering combines natural beauty with quality improvements, making it a standout property in today’s market. The property includes a cozy country cottage full of charm, a newly constructed premium Summertown Metals 54x40 shop ideal for equipment or hobbies, and a quaint creekside cabin perfect for relaxing or hosting guests. The shop is well designed with three overhead doors, including two aligned for convenient drive-through access to a circular drive, and is equipped with 200 amp service along with sub-slab plumbing provisions for a future bathroom. Power is a major highlight with a total of 400 amp service on the property, plus an H-frame electrical service and gravel pad already in place, perfect for a camper setup or future expansion. All utilities are underground, preserving the clean look and uninterrupted views. A stocked, spring-fed pond with a fountain adds both recreational appeal and a beautiful focal point, and is stocked with bluegill, shellcracker, and minnows, while the land offers a great mix of open and wooded acreage. The property extends beyond the creek, with the boundary continuing up the natural rock wall into a hardwood ridge, giving you ownership of both sides of the creek. The impressive rock wall creates a natural amphitheater setting, providing a unique and private backdrop for entertaining or relaxing. With gently rolling terrain, mature trees, and scenic views in every direction, this property offers a peaceful, private setting while still being conveniently located near local amenities. Whether you’re looking for a full-time residence, weekend retreat, or investment opportunity, this one-of-a-kind property checks all the boxes, with fiber optic internet already in place. Available for a separate purchase is a complete property management package, list agent can supply you with a comprehensive list.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2003
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Microwave,Refrigerator
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 1
Features
- Flooring: Wood
- Finished area above ground: 320
Heating & Cooling
- Heating features: None
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 320
- Total interior livable area: 320 sqft
Property
Details
- Parcel number: 158 01906 000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Waterfront features: Creek
- Topography of land: Level
Lot
- Lot size: 26.14 Acres
- Features: Level
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Tornado
- Cold Wave
- Earthquake
- Ice Storm
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,274 | $27,288 |
| Home Insurance | $264 | $3,168 |
| Property Taxes | $735 | $8,820 |
| Electricity | $175 | $2,103 |
| Total | $3,448 | $41,376 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-07 | Listed for sale | $448,500 |
| 2022-05-06 | Sold | $210,000 |
| 2015-06-22 | Sold | $50,000 |
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