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5552 Emerson Ave, Saint Louis, MO, 63120

2beds
1baths
2,592sqft
$125,000
$48price/sqft
$1,826/moest. monthly cost
$73,040/yrincome needed

About This Home

Fully updated and rent-ready duplex with passed occupancy inspections! This turnkey investment features two spacious 2-bedroom, 1-bath units offering the classic charm tenants love, including bright sunrooms, separate living and dining rooms, and large eat-in kitchens with abundant cabinet space. The seller has completed numerous updates, allowing the next owner to lease immediately or move in with confidence. Both units have passed occupancy permits and are currently listed for rent at $950 per month each!! Hardwood floors, generous room sizes, and a functional floor plan make these units highly desirable in today's rental market. Separate living spaces provide an excellent opportunity for strong tenant retention and consistent rental income. Whether you're looking to expand your portfolio or house hack by living in one unit while renting the other, this property is a fantastic opportunity. Great for savvy investors and house hackers a like. Don't miss this move-in ready, income-producing duplex!

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

2/10
1/10
Vashon High SchoolGrades 9-123.5 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1924

Materials

  • Foundation: Stone
  • Roof: Architectural Shingle
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Architectural style: Historic
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Electric Oven,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1

Features

  • Historic Millwork
  • Flooring: Hardwood,Laminate,Tile
  • Number of fireplaces: 2
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,592

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,592
  • Total interior livable area: 2,592 sqft

Property

Details

  • Parcel number: 55760002700
  • Special condition: Standard

Features

  • Levels: Two
  • Fencing: Chain Link

Lot

  • Lot size: 5,083 sqft
  • Features: Corner Lot,Level

Parking

  • Total spaces: 2
  • Parking features: Off Street,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Earthquake

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$890$10,680
Property Taxes $107$1,284
Electricity $197$2,375
Total$1,826$21,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,605/yr
40% on housing$54,780/yr
45% on housing$48,693/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$48This listing

vs Other Active Listings

Avg $/sqft

ZIP 63120$24
St. Louis City$113

vs Homes Sold Last Month

Median $/sqft

ZIP 63120$33
St. Louis City$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Contingent$125,000
2026-07-31Listed for sale$125,000
2025-03-21Sold--
2025-03-05Pending sale$85,000
2024-11-19Listing removed$85,000
2024-10-02Contingent$85,000
2024-09-18Listed for sale$85,000
2024-07-01Pending sale$85,000
2024-06-24Listed for sale$85,000
2024-06-03Pending sale$85,000
2024-05-31Listed for sale$85,000
2021-12-09Listing removed--
2020-12-15Sold--
2020-11-05Pending sale$65,000
2020-10-23Listed for sale$65,000
2009-03-04Listing removed$110,000
2008-11-17Price change$110,000
2008-09-14Listed for sale$122,500

For Sale by Agent

AgentBrian C Miller
BrokerageMogul Realty

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