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52039 Kern Dr, Three Rivers, MI, 49093

5beds
4baths
3,432sqft
$735,000
$214price/sqft
$5,971/moest. monthly cost
$238,840/yrincome needed

About This Home

Luxury 36-Hole Golf Course Living: Custom Executive Walkout, 5 Bedrooms, Nearly 3,400 Sq Ft. Wake up to panoramic views of the 15th green at Hemlock and enjoy a lifestyle few homes can offer, set on one of the area's only 36-hole golf courses. Tucked away on a quiet cul-de-sac in Pineview Estates, this stunning custom-built home features a beautifully designed open-concept layout perfect for both effortless entertaining and relaxed luxury. From the moment you enter, you're welcomed by a grand foyer that opens into a breathtaking great room with vaulted ceilings, expansive windows, and an abundance of natural light--creating a warm yet sophisticated atmosphere. The heart of the home is a beautifully appointed granite kitchen, seamlessly connected to the open-concept living and dining areas. Step out onto the main-level patio--your front-row seat to serene golf course views--perfect for morning coffee or evening entertaining. This thoughtfully designed home features 5 spacious bedrooms. including two private ensuite retreats (one on each level), ideal for guests or multi-generational living. A versatile main-level bedroom also functions perfectly as a home office. Additional highlights include: Main floor laundry; Convenient guest powder room; Oversized 3-car heated garage; Bonus unfinished space currently used as a fitness area, ready for your vision; Professionally Landscapped. The fully finished walkout lower level is an entertainer's dream--featuring a large family room, second ensuite, two additional bedrooms, and a full bath. Walk out to your expansive patio and private hot tub retreat, designed for both relaxation and hosting.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

6/10
Park Elementary SchoolGrades K-52.1 mi
5/10
8/10
Three Rivers High SchoolGrades 9-126.7 mi

Construction

Condition

  • Year built: 2018

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Double Oven,Microwave,Refrigerator
  • Laundry features: Gas Dryer Hookup,Laundry Room,Main Level,Sink,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bathroom2

  • Level: Lower
  • Area: 80
  • Dimensions: 8.00 x 10.00

Bathroom3

  • Level: Lower
  • Area: 120
  • Dimensions: 15.00 x 8.00

Bedroom2

  • Level: Main
  • Area: 132
  • Dimensions: 12.00 x 11.00

Bedroom3

  • Level: Lower
  • Area: 224
  • Dimensions: 16.00 x 14.00

Bedroom4

  • Level: Lower
  • Area: 144
  • Dimensions: 12.00 x 12.00

Bedroom5

  • Level: Lower
  • Area: 132
  • Dimensions: 12.00 x 11.00

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Family Room

  • Level: Lower
  • Area: 300
  • Dimensions: 20.00 x 15.00

Features

  • Ceiling Fan(s),Center Island,Pantry
  • Window features: Screens,Insulated Windows
  • Flooring: Ceramic Tile,Engineered Hardwood,Other
  • Finished area below ground: 0

Great Room

  • Level: Main
  • Area: 400
  • Dimensions: 20.00 x 20.00

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,716
  • Total interior livable area: 3,432 sqft

Kitchen

  • Level: Main
  • Area: 256
  • Dimensions: 16.00 x 16.00

Laundry

  • Level: Main
  • Area: 64
  • Dimensions: 8.00 x 8.00

Loft

  • Level: Upper
  • Area: 264
  • Dimensions: 12.00 x 22.00

Master Bathroom

  • Level: Main
  • Area: 81
  • Dimensions: 9.00 x 9.00

Master Bedroom

  • Level: Main
  • Area: 224
  • Dimensions: 16.00 x 14.00

Other

  • Level: Main
  • Area: 64
  • Dimensions: 8.00 x 8.00

Property

Details

  • Parcel number: 007 050 049 00

Features

  • Stories: 2
  • Has spa: Yes
  • Spa features: Hot Tub Spa

Lot

  • Lot size: 0.68 Acres
  • Features: Level,Golf Community,Cul-De-Sac
  • Lot size dimensions: 145.00 x 205.00

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Front,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Hail
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters in St. Joseph County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,716$44,592
Home Insurance *$499$5,988
Property Taxes $1,382$16,584
Electricity $374$4,492
Total$5,971$71,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$204,720/yr
40% on housing$179,130/yr
45% on housing$159,226/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 49093$193
St. Joseph County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 49093$145
St. Joseph County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$794,900
2026-04-01Listed for sale$799,900

For Sale by Agent

AgentMary S Licavoli
BrokerageJaqua, REALTORS

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