See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4707 Ray Ave, Saint Louis, MO, 63116

2beds
2baths
1,180sqft
$142,000
$120price/sqft
$1,115/moest. monthly cost
$44,600/yrincome needed

About This Home

Located at 4707 Ray AVE, Saint Louis MO 63116, this all brick two story single-family residence presents an opportunity to own a piece of classic American architecture. Built in 1922, this property offers a unique blend of vintage charm and modern potential. With two bathrooms, mornings can be a breeze, offering personal space and convenience for residents and guests alike. Imagine the ease of getting ready in a thoughtfully designed space, contributing to a harmonious start to each day. This residence features two bedrooms, providing comfortable accommodations for rest and rejuvenation. Picture the possibilities for creating personalized sanctuaries, each room a reflection of individual style and taste, offering a peaceful retreat from the bustle of daily life. This 1922 single-family residence invites you to craft a personalized living experience in a home with enduring appeal. Other features of this gem include a large family room and dining room with hardwood floors and recessed lighting. The full size kitchen with tile floors and recessed lighting leads to an oversize deck. The unfinished basement has a full bath, washer dryer hookup, and a walkout to a fenced backyard with a two car parking pad.

Getting Around

75
WalkingVery Walkable
0
TransitVery Limited Transit
62
BikeBikeable

Schools

3/10
1/10
Roosevelt High SchoolGrades 9-121.9 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1922

Materials

  • Foundation: Brick/Mortar
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Disposal,Electric Oven,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Concrete,Full,Unfinished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Laminate Counters,Open Floorplan,Pantry,Recessed Lighting,Separate Dining,Shower,Tub,Walk-In Closet(s)
  • Window features: Blinds,Stained Glass
  • Flooring: Ceramic Tile,Concrete,Hardwood,Plank
  • Number of fireplaces: 1
  • Fireplace features: Decorative,Family Room
  • Finished area above ground: 1,180

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,180
  • Total interior livable area: 1,180 sqft

Property

Details

  • Parcel number: 57050001800
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Covered,Deck,Front Porch
  • Fencing: Back Yard,Chain Link,Gate

Lot

  • Lot size: 3,449 sqft
  • Features: Back Yard,City Lot,Level

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Alley Access,Asphalt,Deck,Parking Pad

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Tornado
    TornadoVery High
  • Earthquake
    EarthquakeRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Earthquake
Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $718$8,616
Home Insurance *$135$1,620
Property Taxes $121$1,452
Electricity $141$1,693
Total$1,115$13,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,228/yr
40% on housing$33,450/yr
45% on housing$29,733/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 63116$107
St. Louis City$113

vs Homes Sold Last Month

Median $/sqft

ZIP 63116$155
St. Louis City$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-18Price change$159,000
2026-02-04Listed for sale$165,000
2002-08-21Sold--

For Sale by Agent

AgentAndrew A Francis
BrokerageKeller Williams Realty St. Louis

Similar Homes