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3944 Meramec St, Saint Louis, MO, 63116

3beds
2baths
1,668sqft
$150,000
$90price/sqft
$1,170/moest. monthly cost
$46,800/yrincome needed

About This Home

Charming, updated, and move-in ready, this 2-bedroom South City bungalow blends classic character with modern comfort. Step inside to a bright living area with fresh paint, updated flooring, and great natural light. The kitchen features clean finishes, ample cabinet space, and a functional layout perfect for everyday cooking. Both bedrooms offer comfortable space, and the bathroom has been refreshed for a crisp, contemporary feel. A bonus sunroom off the back adds extra flexibility for an office, hobby space, or cozy reading nook. Outside, enjoy a fully fenced yard, ideal for pets, gardening, or entertaining. The home sits on a quiet block just minutes from Grand Ave, local restaurants, parks, and all the charm of the Tower Grove/South City corridor. Easy access to major roadways makes commuting simple. This affordable gem has it all!

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

3/10
1/10
Roosevelt High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1913

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Fireplace features: Den
  • Fireplace: Yes
  • Finished area above ground: 1,668

Heating & Cooling

  • Heating features: Radiant
  • Cooling features: None

Interior Area

  • Total structure area: 1,668
  • Total interior livable area: 1,668 sqft

Property

Details

  • Parcel number: 57700500200
  • Special condition: Standard

Features

  • Levels: One

Lot

  • Lot size: 8,502 sqft
  • Features: Back Yard

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Tornado
    TornadoVery High
  • Earthquake
    EarthquakeRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Earthquake
Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$143$1,716
Property Taxes $128$1,536
Electricity $141$1,693
Total$1,170$14,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,114/yr
40% on housing$35,100/yr
45% on housing$31,200/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$90This listing

vs Other Active Listings

Avg $/sqft

ZIP 63116$107
St. Louis City$113

vs Homes Sold Last Month

Median $/sqft

ZIP 63116$155
St. Louis City$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-20Listed for sale$150,000
2026-07-11Listing removed$1,450
2026-06-17Listed for rent$1,450
2026-05-22Listing removed$1,450
2026-05-11Listed for rent$1,450
2018-02-01Listing removed$925
2018-01-02Listed for rent$925
2016-09-03Listing removed$925
2013-02-14Listing removed$950
2012-11-05Price change$950
2012-09-12Listed for rent$1,150
2012-02-27Sold--
2011-12-22Price change$27,500
2011-07-10Listed for sale$140,000

For Sale by Agent

AgentKeith M Yuede
BrokerageRE/MAX EDGE

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