See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4063-4065 Bowen St, Saint Louis, MO, 63116

--beds
4baths
2,376sqft
$349,900
$147price/sqft
$2,583/moest. monthly cost
$103,320/yrincome needed

About This Home

Fully leased and turnkey! This unique Holly Hills investment property features a massive 3BR/3BA unit with a partially finished basement and a primary suite, plus a 2BR/1BA unit. Both units are under leased with stable long term tenants. Major updates include a 2004 2nd-story addition, updated kitchens, zoned HVAC, and thermal windows. Each unit has a private basement with laundry hookups. Fenced yard with gazebo and shed. Awesome location right across the street from Woerner Elementary School, walking distance to Carondelet Park and the Carondelet park Rec Complex. Easy access to highways, shopping and dining.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
65
BikeBikeable

Schools

5/10
Woerner Elementary SchoolGrades PK-50.1 mi
1/10
Roosevelt High SchoolGrades 9-122.7 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1962

Materials

  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Traditional
  • Property subType: Multi Family

Interior

Appliances

  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bathrooms: 4

Features

  • Flooring: Hardwood
  • Finished area above ground: 2,376

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,376
  • Total interior livable area: 2,376 sqft

Property

Details

  • Parcel number: 58170001900
  • Special condition: Standard

Features

  • Fencing: Chain Link

Lot

  • Lot size: 2,874 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Tornado
Cold Wave
Earthquake
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$333$3,996
Property Taxes $300$3,600
Electricity $181$2,177
Total$2,583$30,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,560/yr
40% on housing$77,490/yr
45% on housing$68,880/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 63116$106
St. Louis City$113

vs Homes Sold Last Month

Median $/sqft

ZIP 63116$155
St. Louis City$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$369,900
2019-08-16Sold--

For Sale by Agent

AgentJohanna L Dueren
BrokerageRedKey Realty Leaders Circa

Similar Homes