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38 Argus St, Buffalo, NY, 14207

3beds
1baths
1,213sqft
$149,900
$124price/sqft
$1,323/moest. monthly cost
$52,920/yrincome needed

About This Home

Welcome to 38 Argus St in the City of Buffalo! This well-maintained single-family home offers 3 bedrooms and 1 full bath, providing a great layout for comfortable living. The property features solid mechanics, a full basement, and an attic, offering excellent storage and additional potential. Enjoy the spacious backyard, perfect for outdoor activities or future improvements. Currently rented for $1,280 per month, this property presents an excellent opportunity for investors seeking steady income or future owner occupancy. Conveniently located near public transportation, shopping, and local amenities. A great opportunity with strong potential!

Getting Around

63
WalkingSomewhat Walkable
44
TransitSome Transit
57
BikeBikeable

Schools

6/10
Ps 65 Roosevelt AcademyGrades PK-40.3 mi
4/10
Grabiarz Campus School 79Grades PK-80.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1917

Materials

  • Foundation: Other,See Remarks
  • Roof: Asphalt
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic/Antique
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven,Gas Range,Gas Water Heater,Microwave,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Separate/Formal Living Room,Kitchen/Family Room Combo,Bedroom on Main Level
  • Flooring: Hardwood,Other,See Remarks,Varies

Heating & Cooling

  • Heating features: Gas,Other,See Remarks,Forced Air
  • Cooling features: Other,See Remarks

Interior Area

  • Total structure area: 1,213
  • Total interior livable area: 1,213 sqft

Property

Details

  • Parcel number: 1402000773300002016000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Concrete Driveway,Fully Fenced
  • Fencing: Full

Lot

  • Lot size: 5,305 sqft
  • Features: Other,Near Public Transit,Rectangular,Rectangular Lot,See Remarks
  • Lot size dimensions: 45 x 117

Parking

  • Parking features: Detached,Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Tsunami

FEMA Declared Disasters in Erie County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $757$9,084
Home Insurance *$106$1,272
Property Taxes $214$2,568
Electricity $246$2,954
Total$1,323$15,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,360/yr
40% on housing$39,690/yr
45% on housing$35,280/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 14207$93
Erie County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 14207$110
Erie County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Price change$159,400
2026-03-23Listed for sale$159,900
2007-06-21Sold$28,000

For Sale by Agent

AgentEmmanuel Williams
BrokerageWNY Metro Roberts Realty

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