




2403 Niagara St, Buffalo, NY, 14207
About This Home
Welcome to 2403 Niagara Street — a rare waterfront duplex opportunity offering breathtaking sunsets over the Niagara River and incredible upside potential. With approximately 3,500 square feet of living space, this unique multi-family property is ideal for investors, house hackers, or buyers looking to build equity through improvements in a one-of-a-kind setting. The exterior offers character and functionality, featuring wraparound porches on both the first and second floors, an enclosed front porch on the main level, and a private second-floor rear deck — all positioned to capture stunning river views. An attached one-car garage, large driveway, and fully fenced, gated yard add convenience and privacy. Dual utility service with both electric and gas provides flexibility for future updates or configuration. Inside, the property offers spacious living areas and strong separation between units, with several standout features that set it apart. Both the first and second floors include their own laundry rooms — a rare and highly desirable amenity. The second-floor unit features a large kitchen with a wood-burning stove, creating a warm and inviting focal point. You’ll also find a Jacuzzi tub, full vanity area, and walk-in closet upstairs, adding comfort and lifestyle appeal. While the property could benefit from cosmetic updates and renovation, several major improvements have already been completed, including upgraded electrical panels and wiring in 2000, a brand-new furnace in 2025, new hot water tank in 2025, full tear-off roof with new wood and high-wind shingles in 2010, and professional blown-in insulation completed in 2025 from basement to attic for improved efficiency and year-round comfort. A full basement with concrete floors and natural stone walls adds additional storage and utility space. This is a true value-add waterfront opportunity! With the right vision and updates, 2403 Niagara Street has the potential to become a standout rental property, a long-term hold, or an impressive owner-occupied investment. Bring your vision and unlock the potential of waterfront living on the Niagara River. ????
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 1900
Materials
- Construction materials: Other,See Remarks
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Other,See Remarks
- Number of fireplaces: 1
- Fireplace: Yes
Heating
- Heating features: Gas,Forced Air
Interior Area
- Total structure area: 3,444
- Total interior livable area: 3,444 sqft
Property
Details
- Parcel number: 1402000776400001050110
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 9,347 sqft
- Features: Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 37 x 129
Parking
- Total spaces: 1
- Parking features: Concrete
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Heat Wave
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Erie County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,263 | $15,156 |
| Home Insurance * | $176 | $2,112 |
| Property Taxes | $358 | $4,296 |
| Electricity | $569 | $6,829 |
| Total | $2,366 | $28,392 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-26 | Price change | $274,900 |
| 2026-02-11 | Price change | $249,900 |
| 2026-01-19 | Listed for sale | $299,900 |
| 2025-09-30 | Listing removed | $1,800 |
| 2025-09-09 | Price change | $1,800 |
| 2025-08-27 | Listed for rent | $2,000 |
