See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

20 Deer St, Buffalo, NY, 14207

5beds
2baths
1,422sqft
$239,900
$169price/sqft
$1,971/moest. monthly cost
$78,840/yrincome needed

About This Home

Nothing to do but enjoy this well maintained/fully update charming home that has been loving and cared for. This home is located in a quiet neighborhood and less than 1 mile from Elmwood Ave and all of the area's restaurants/attractions and an easy 10 min ride to downtown. Featuring: 5 bedrooms, 1.5 bathrooms/private driveway/off street parking. The first floor features 3 beds, a large living room/dining room/kitchen/full bath that lives like a ranch. The updated kitchen includes new stainless-steel appliances/tons of storage/cooking space for you to entertain. Selelr states woodfloors under carpet. Notable updates: 2025 waterproof Micro cement Feather Finish is installed around the bathtub wall. 2026 high eff furnace. The entire house has fresh waterproof paint and insulation incl the attic. In 2024, the back deck roof and gutters were replaced. New ceilings we added as well to lower level along with flooring. Bonus space sunroom with access through French glass doors that connects to the backyard deck to the outdoors and provides a space for entertainment and relaxation. The full basement is separated into 2 sections and is dry. on the second floor there are 2 additional large bedrooms and a half bath, including a large primary bedroom connected with doors to your own private balcony. Recent updates also include landscaping and a fully fenced yard. The property is renovated and ready for an owner occupant or rent ready for an investor. The property is equipped with professionally installed security surveillance cameras pride can be seen everywhere. Square Footage is 1422 sqft per appraisal from when seller purchased the home. Nice clean home to move right into.

Getting Around

62
WalkingSomewhat Walkable
44
TransitSome Transit
47
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Foundation: Stone
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Free-Standing Range,Gas Water Heater,Oven,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Eat-in Kitchen,Country Kitchen,Bedroom on Main Level
  • Flooring: Carpet,Other,See Remarks,Varies

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 1,422
  • Total interior livable area: 1,422 sqft

Property

Details

  • Parcel number: 1402000777400003014000
  • Special condition: Standard

Features

  • Patio & porch: Deck
  • Exterior features: Deck

Lot

  • Lot size: 3,598 sqft
  • Features: Near Public Transit,Rectangular,Rectangular Lot
  • Lot size dimensions: 30 x 120

Parking

  • Parking features: No Garage,Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Tornado
Tsunami

FEMA Declared Disasters in Erie County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$169$2,028
Property Taxes $343$4,116
Electricity $246$2,954
Total$1,971$23,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,577/yr
40% on housing$59,130/yr
45% on housing$52,560/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 14207$92
Erie County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 14207$110
Erie County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-06Listed for sale$239,900
2025-12-01Listing removed$239,000
2025-11-18Price change$239,000
2025-11-07Listed for sale$239,999
2017-10-16Sold$49,900
2017-09-27Pending sale$49,900
2017-09-27Listed for sale$49,900
2017-08-14Listing removed$49,900
2017-07-25Price change$49,900
2017-07-20Price change$52,770
2017-07-09Price change$54,613
2017-06-30Listed for sale$54,900
2017-02-27Listing removed$52,900
2017-01-09Price change$52,900
2016-11-28Price change$54,900
2016-07-05Listed for sale$69,900
2015-03-29Listing removed$54,900
2015-03-04Listed for sale$54,900
2014-05-31Listing removed$500
2014-05-29Listed for rent$500
2006-11-01Sold$16,500
2006-08-15Sold$30,225

For Sale by Agent

AgentHoward Hanna WNY Inc., Kimberly A Nemeth
BrokerageHoward Hanna WNY Inc.

Similar Homes