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92 Merrimac St, Buffalo, NY, 14214

4beds
1baths
1,287sqft
$149,900
$116price/sqft
$1,298/moest. monthly cost
$51,920/yrincome needed

About This Home

Open house Friday, May 1st from 2 pm to 4 pm & Sunday, May 3rd from 1 pm to 3 pm. Offers due Weds, May 5th at noon. Welcome to 92 Merrimac Street—a well-maintained 4-bedroom home in a highly convenient Buffalo location, just steps from the University at Buffalo South Campus and close to public transportation. Owned long-term and thoughtfully updated over the years, this property features luxury vinyl plank flooring throughout for a modern, low-maintenance appeal. The kitchen and bath have been updated, offering a clean and functional living space. Major mechanical improvements include a newer furnace (under 10 years), hot water tank (2 years), and an architectural shingle roof (full tear-off approximately 20 years). The stove is just 1 year old, and the electrical panel has been updated, with some replacement windows already completed. The home has recently passed its City of Buffalo rental inspection, providing added peace of mind. A washer and dryer are included, along with a one-car garage ideal for storage and a driveway for off-street parking. Enjoy the covered front porch—perfect for relaxing outdoors. This property offers a strong combination of updates, location, and functionality.

Getting Around

81
WalkingVery Walkable
51
TransitGood Transit
73
BikeVery Bikeable

Schools

2/10
Highgate HeightsGrades PK-81.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1920

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Historic/Antique,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Oven,Electric Range,Gas Water Heater,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: First
  • Dimensions: 12.00 x 9.00

Bedroom2

  • Level: Second
  • Dimensions: 12.00 x 10.00

Bedroom3

  • Level: Second
  • Dimensions: 12.00 x 9.00

Bedroom4

  • Level: Second
  • Dimensions: 15.00 x 8.00

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: First
  • Dimensions: 9.00 x 7.00

Features

  • Eat-in Kitchen,Separate/Formal Living Room,Living/Dining Room,Bedroom on Main Level
  • Flooring: Hardwood,Luxury Vinyl,Varies

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 1,287
  • Total interior livable area: 1,287 sqft

Kitchen

  • Level: First
  • Dimensions: 16.00 x 9.00

Living Room

  • Level: First
  • Dimensions: 19.00 x 10.00

Property

Details

  • Parcel number: 1402000794600007007000
  • Special condition: Standard

Features

  • Patio & porch: Covered,Porch
  • Exterior features: Blacktop Driveway,Fence
  • Fencing: Partial

Lot

  • Lot size: 3,449 sqft
  • Features: Near Public Transit,Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 30 x 115

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Tsunami

FEMA Declared Disasters in Erie County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $757$9,084
Home Insurance *$81$972
Property Taxes $214$2,568
Electricity $246$2,954
Total$1,298$15,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,502/yr
40% on housing$38,940/yr
45% on housing$34,613/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$116This listing

vs Other Active Listings

Avg $/sqft

ZIP 14214$137
Erie County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 14214$196
Erie County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Price change$164,900
2026-04-30Listed for sale$174,900
2000-10-30Sold$9,200

For Sale by Agent

AgentLori A Adams
BrokerageeXp Realty

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