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414 Shirley Ave, Buffalo, NY, 14215

3beds
1baths
1,122sqft
$139,900
$125price/sqft
$1,244/moest. monthly cost
$49,760/yrincome needed

About This Home

Welcome to 414 Shirley Avenue! This 3-bedroom, 1-bath home is ideally located on a quiet neighborhood street just minutes from the University at Buffalo, shopping, dining, and major expressways. The first floor features a spacious living room, formal dining room, eat-in kitchen, and a bonus room/enclosed porch. Upstairs offers three generously sized bedrooms and a full bath. Recent updates include a furnace, electrical service, and hot water tank (2023), the house roof (2022), the garage roof (2025), some updated windows, and blown-in insulation for improved energy efficiency. A large backyard and a detached one-car garage complete this move-in-ready home. Perfect for owner-occupants or investors alike!

Getting Around

75
WalkingVery Walkable
44
TransitSome Transit
57
BikeBikeable

Schools

1/10
Highgate HeightsGrades PK-80.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1920

Materials

  • Foundation: Block
  • Construction materials: Composite Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen,Separate/Formal Living Room
  • Flooring: Hardwood,Varies

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 1,122
  • Total interior livable area: 1,122 sqft

Property

Details

  • Parcel number: 1402000797300004018000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Blacktop Driveway,Enclosed Porch,Porch

Lot

  • Lot size: 3,563 sqft
  • Features: Near Public Transit,Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 33 x 108

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Heat Wave
Inland Flooding
Tornado
Tsunami

FEMA Declared Disasters in Erie County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$91$1,092
Property Taxes $200$2,400
Electricity $246$2,954
Total$1,244$14,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,651/yr
40% on housing$37,320/yr
45% on housing$33,173/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 14215$102
Erie County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 14215$129
Erie County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Listed for sale$139,900
2025-11-24Sold$110,000
2025-11-09Pending sale$145,000
2025-11-05Listed for sale$145,000
2025-09-25Pending sale$145,000
2025-09-08Price change$145,000
2025-09-01Price change$155,000
2025-08-18Listed for sale$165,000
2022-12-01Sold$80,000
2022-09-15Pending sale$89,900
2022-08-31Listed for sale$89,900
2022-08-24Listing removed--
2022-08-03Price change$115,000
2022-06-21Listed for sale$124,900
1995-06-05Sold$34,800

For Sale by Agent

AgentMohammad S Munshi
BrokerageHUNT Real Estate ERA

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