




86 Guernsey St, Buffalo, NY, 14207
About This Home
OPEN HOUSE SATURDAY MAY 16th 1:00 to 2:30PM Discover the exceptional versatility of 86 Guernsey in Buffalo, NY. This well-maintained two-unit property offers a range of living options to suit your needs—whether you’re seeking an owner-occupied opportunity, an investment property, or a spacious single-family home. The flexible layout allows for multiple configurations, including a 3-bedroom setup with two bedrooms on the first floor and a third upstairs, or a two-unit arrangement with two bedrooms on each level. You can also easily convert the home into a single-family residence, tailoring the space to fit your lifestyle. Mechanically, the property is thoughtfully equipped: the lower unit is heated by a boiler in the basement, while the upper unit features electric heat. Additional highlights include two hot water tanks, two updated electrical circuit breaker panels, and significant plumbing updates. Portions of the roof have been replaced, and newer flooring enhances both kitchens. A full basement provides ample storage. Enjoy city living from the inviting front porch, perfectly positioned next to a community garden. The private backyard offers an ideal setting for entertaining, gardening, or simply relaxing. Conveniently located near Hertel Avenue, you’ll have easy access to popular restaurants, shops, and everyday amenities.
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 1915
Materials
- Foundation: Block
- Roof: Asphalt
- Construction materials: Composite Siding,Copper Plumbing,PEX Plumbing
Type & Style
- Home type: MultiFamily
- Architectural style: Duplex
- Property subType: Duplex,Multi Family
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Hardwood,Tile,Varies,Vinyl
Heating & Cooling
- Heating features: Gas,Other,See Remarks,Hot Water,Radiator(s)
- Cooling features: Other,See Remarks
Interior Area
- Total structure area: 2,311
- Total interior livable area: 2,311 sqft
Property
Details
- Parcel number: 1402000882500001005000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Porch
- Exterior features: Fully Fenced
- Fencing: Full
Lot
- Lot size: 2,626 sqft
- Features: Near Public Transit,Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 24 x 108
Parking
- Parking features: No Driveway,On Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Erie County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $720 | $8,640 |
| Home Insurance * | $100 | $1,200 |
| Property Taxes | $204 | $2,448 |
| Electricity | $381 | $4,582 |
| Total | $1,405 | $16,860 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-17 | Listed for sale | $147,500 |
| 2024-04-02 | Listing removed | -- |
| 2021-03-12 | Listing removed | -- |
| 2021-03-04 | Listed for rent | $885 |
| 2021-02-11 | Sold | $91,000 |
| 2021-01-25 | Pending sale | $84,900 |
| 2021-01-07 | Contingent | $84,900 |
| 2020-12-30 | Listed for sale | $84,900 |
| 2020-11-18 | Pending sale | $84,900 |
| 2020-11-03 | Price change | $84,900 |
| 2020-10-19 | Listed for sale | $89,900 |
| 2016-05-21 | Listing removed | $54,900 |
| 2015-11-21 | Listed for sale | $54,900 |
| 2015-10-18 | Listing removed | $57,900 |
| 2015-07-18 | Listed for sale | $57,900 |
| 2011-10-09 | Listing removed | -- |
| 2011-08-11 | Listed for sale | -- |
| 2006-04-17 | Sold | $8,500 |
| 2005-07-28 | Sold | $29,900 |
