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86 Guernsey St, Buffalo, NY, 14207

4beds
2baths
2,311sqft
$142,500
$62price/sqft
$1,405/moest. monthly cost
$56,200/yrincome needed

About This Home

OPEN HOUSE SATURDAY MAY 16th 1:00 to 2:30PM Discover the exceptional versatility of 86 Guernsey in Buffalo, NY. This well-maintained two-unit property offers a range of living options to suit your needs—whether you’re seeking an owner-occupied opportunity, an investment property, or a spacious single-family home. The flexible layout allows for multiple configurations, including a 3-bedroom setup with two bedrooms on the first floor and a third upstairs, or a two-unit arrangement with two bedrooms on each level. You can also easily convert the home into a single-family residence, tailoring the space to fit your lifestyle. Mechanically, the property is thoughtfully equipped: the lower unit is heated by a boiler in the basement, while the upper unit features electric heat. Additional highlights include two hot water tanks, two updated electrical circuit breaker panels, and significant plumbing updates. Portions of the roof have been replaced, and newer flooring enhances both kitchens. A full basement provides ample storage. Enjoy city living from the inviting front porch, perfectly positioned next to a community garden. The private backyard offers an ideal setting for entertaining, gardening, or simply relaxing. Conveniently located near Hertel Avenue, you’ll have easy access to popular restaurants, shops, and everyday amenities.

Getting Around

71
WalkingVery Walkable
47
TransitSome Transit
63
BikeBikeable

Schools

3/10
6/10
4/10
Grabiarz Campus School 79Grades PK-81.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1915

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Composite Siding,Copper Plumbing,PEX Plumbing

Type & Style

  • Home type: MultiFamily
  • Architectural style: Duplex
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood,Tile,Varies,Vinyl

Heating & Cooling

  • Heating features: Gas,Other,See Remarks,Hot Water,Radiator(s)
  • Cooling features: Other,See Remarks

Interior Area

  • Total structure area: 2,311
  • Total interior livable area: 2,311 sqft

Property

Details

  • Parcel number: 1402000882500001005000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Porch
  • Exterior features: Fully Fenced
  • Fencing: Full

Lot

  • Lot size: 2,626 sqft
  • Features: Near Public Transit,Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 24 x 108

Parking

  • Parking features: No Driveway,On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Tsunami

FEMA Declared Disasters in Erie County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $720$8,640
Home Insurance *$100$1,200
Property Taxes $204$2,448
Electricity $381$4,582
Total$1,405$16,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,171/yr
40% on housing$42,150/yr
45% on housing$37,466/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$62This listing

vs Other Active Listings

Avg $/sqft

ZIP 14207$93
Erie County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 14207$110
Erie County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$147,500
2024-04-02Listing removed--
2021-03-12Listing removed--
2021-03-04Listed for rent$885
2021-02-11Sold$91,000
2021-01-25Pending sale$84,900
2021-01-07Contingent$84,900
2020-12-30Listed for sale$84,900
2020-11-18Pending sale$84,900
2020-11-03Price change$84,900
2020-10-19Listed for sale$89,900
2016-05-21Listing removed$54,900
2015-11-21Listed for sale$54,900
2015-10-18Listing removed$57,900
2015-07-18Listed for sale$57,900
2011-10-09Listing removed--
2011-08-11Listed for sale--
2006-04-17Sold$8,500
2005-07-28Sold$29,900

For Sale by Agent

AgentRanaiah Sunstar
BrokerageRed Door Real Estate WNY LLC

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