93 Farmer St, Buffalo, NY, 14207
About This Home
Investor Opportunity: 93 Farmer St, Buffalo, NY 14207 (Black Rock Neighborhood)Turnkey Cash-Flow Single-Family with Strong Upside PotentialThis 4-bedroom, 1-bath, 1,750 sq ft home (built 1910) sits on a 5,000+ sq ft lot in Buffalo’s established Black Rock neighborhood — an affordable, renter-friendly area with solid demand from working families and proximity to employment centers, transit, and revitalization corridors. Key Investment Highlights:Low Acquisition Basis: Last sold for $63,000 in 2022; current estimates range $108K–$143K, offering room for immediate equity through light updates. Rental Potential: Spacious layout supports strong rents — Zestimate around $1,788/month. Black Rock median rents hover ~$1,100–$1,800 depending on condition and bedrooms, delivering attractive cash-on-cash returns in a market known for favorable price-to-rent ratios. Recent Updates (per prior listing): Newer roof/gutters (2012), updated electric, Anderson windows, water main replacement, aluminum siding, and more. Fenced yard with fruit trees adds tenant appeal and low-maintenance outdoor space. Low Carrying Costs: Annual taxes ~$657 — very manageable for investors. Market Tailwinds: Buffalo ranks among the top U.S. markets for 2026 investment due to affordability, rental demand, and steady appreciation potential amid city revitalization. Black Rock offers a stable rental pocket with ongoing interest from both owner-occupants and investors. Perfect for:House hacking (live in one bedroom, rent the rest) Buy-and-hold rental Light rehab/flip for quick equity This property delivers immediate cash flow + forced appreciation in a resilient Rust Belt market that continues to attract investors seeking high yields without coastal price tags. Ideal entry point for portfolios looking to scale in Buffalo’s strong 2026 outlook.
Getting Around
Very Walkable
Some Transit
BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1910
Materials
- Foundation: Block
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Eat-in Kitchen
- Flooring: Hardwood,Varies
Heating
- Heating features: Gas,None,Space Heater
Interior Area
- Total structure area: 1,750
- Total interior livable area: 1,750 sqft
Property
Details
- Parcel number: 1402000882500006004000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 5,048 sqft
- Features: Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 34 x 148
Parking
- Parking features: No Garage,No Driveway
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Erie County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $500 | $6,000 |
| Home Insurance * | $70 | $840 |
| Property Taxes | $141 | $1,692 |
| Electricity | $289 | $3,470 |
| Total | $1,000 | $12,000 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-09 | Price change | $99,000 |
| 2026-05-28 | Price change | $101,000 |
| 2026-05-26 | Price change | $105,000 |
| 2026-05-22 | Price change | $109,000 |
| 2026-05-18 | Listed for sale | $115,000 |
| 2022-05-09 | Sold | $63,000 |
| 2022-02-11 | Pending sale | $67,000 |
| 2022-02-08 | Listed for sale | $67,000 |
| 2022-02-08 | Pending sale | $67,000 |
| 2022-02-07 | Price change | $67,000 |
| 2022-01-14 | Listed for sale | $70,000 |
| 2019-03-09 | Listing removed | $79,900 |
| 2018-10-29 | Listed for sale | $79,900 |
| 2013-02-13 | Listing removed | $45,000 |
| 2013-01-04 | Price change | $45,000 |
| 2012-09-12 | Listed for sale | $60,000 |
| 2012-08-01 | Listing removed | $50,000 |
| 2012-05-04 | Price change | $50,000 |
| 2012-03-16 | Price change | $60,000 |
| 2011-12-01 | Listed for sale | $65,000 |
| 2009-03-13 | Sold | $5,500 |
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