75 Clay St, Buffalo, NY, 14207
About This Home
Welcome to 75 Clay Street! This spacious 5-bedroom, 1-bath home offers plenty of room for a growing family, multigenerational living, or anyone looking for flexible living space. The property is currently recognized by the city as a single-family residence and features a layout with potential for an in-law suite or extended family accommodations. Enjoy peace of mind with major updates already completed, including a roof and furnace (approximately 6 years old), a hot water tank (3 years old), and updated sewer and main water lines (approximately 6 years old). Outside, you'll find a full driveway for convenient off-street parking, a storage shed, and a fully fenced backyard perfect for pets, entertaining, or summer gatherings. There are two full attics and a basement for all your storage needs. Located in Buffalo's Riverside/Black Rock neighborhood, you'll be just minutes from the vibrant Chandler Street district, home to local favorites like Chandler Street Breweries, Hot Mama's Cantina, The Phoenix at 269, and Waxlight Bar A Vin. You'll also enjoy easy access to neighborhood staples like The Dapper Goose and Nine & Night, along with nearby parks, the Niagara River, shopping, and convenient access to Downtown Buffalo. Whether you're looking for extra space, a home with character, or flexible living arrangements with many major mechanical updates already completed, 75 Clay Street offers exceptional value and endless possibilities.
Getting Around
Very Walkable
Some Transit
BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1880
Materials
- Foundation: Stone
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater,See Remarks
Basement
- Has basement: Yes
- Basement: Partial
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 4
Features
- Other,See Remarks,Bedroom on Main Level,In-Law Floorplan
- Flooring: Other,See Remarks
Heating
- Heating features: Gas,Forced Air
Interior Area
- Total structure area: 1,356
- Total interior livable area: 1,356 sqft
Property
Details
- Parcel number: 1402000882600003035000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Exterior features: Concrete Driveway
Lot
- Lot size: 3,301 sqft
- Features: Near Public Transit,Rectangular,Rectangular Lot
- Lot size dimensions: 30 x 110
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Erie County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $656 | $7,872 |
| Home Insurance * | $91 | $1,092 |
| Property Taxes | $186 | $2,232 |
| Electricity | $246 | $2,954 |
| Total | $1,179 | $14,148 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Pending sale | $124,900 |
| 2026-08-12 | Price change | $124,900 |
| 2026-07-01 | Listed for sale | $129,900 |
| 2011-03-01 | Sold | $4,300 |
| 2005-03-11 | Sold | $5,500 |
| 2004-06-15 | Sold | $30,541 |
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