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1971 Niagara St, Buffalo, NY, 14207

5beds
1baths
2,107sqft
$99,000
$47price/sqft
$1,059/moest. monthly cost
$42,360/yrincome needed

About This Home

Beautifully maintained 4-bedroom, 2-bath single-family home located on Buffalo’s desirable West Side. This property offers a bright and welcoming layout, spacious bedrooms, and tasteful updates throughout. Pride of ownership is evident from the moment you walk in. Perfect for owner-occupants or investors alike, this home delivers comfort, functionality, and long-term value. A little TLC is needed to turn into something special. Conveniently located near shopping, dining, parks, and major routes, making everyday living easy and accessible.

Getting Around

69
WalkingSomewhat Walkable
45
TransitSome Transit
68
BikeBikeable

Schools

3/10
6/10
4/10
Grabiarz Campus School 79Grades PK-81.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Foundation: Other,See Remarks
  • Construction materials: Vinyl Siding,ICFs (Insulated Concrete Forms)

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Gas Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Kitchen/Family Room Combo,Other,See Remarks
  • Flooring: Laminate,Varies

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 2,107
  • Total interior livable area: 2,107 sqft

Property

Details

  • Parcel number: 1402000883300001038000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Blacktop Driveway

Lot

  • Lot size: 3,484 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 33 x 99

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Tsunami

FEMA Declared Disasters in Erie County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $500$6,000
Home Insurance *$70$840
Property Taxes $141$1,692
Electricity $348$4,178
Total$1,059$12,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,308/yr
40% on housing$31,770/yr
45% on housing$28,240/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$47This listing

vs Other Active Listings

Avg $/sqft

ZIP 14207$93
Erie County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 14207$110
Erie County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Price change$115,000
2026-03-24Listed for sale$119,000
2026-03-23Listing removed$119,000
2026-02-12Price change$119,000
2025-12-22Listed for sale$139,900
2023-04-05Listing removed--
2023-02-20Price change$159,900
2023-01-02Price change$104,900
2022-12-30Price change$129,900
2022-11-23Price change$199,900
2022-11-09Listed for sale$245,000
2018-10-19Sold$60,000
2018-08-23Pending sale$60,000
2018-08-01Price change$60,000
2018-06-11Price change$59,900
2018-05-08Listed for sale$64,900
2017-12-15Listing removed$59,900
2017-11-09Pending sale$59,900
2017-11-09Listed for sale$59,900
2017-05-17Listing removed$59,900
2017-04-01Listed for sale$59,900
2014-06-30Sold$48,000
2013-12-28Listed for sale$54,900
2011-01-07Sold$1,300
2005-04-11Sold$38,700

For Sale by Agent

AgentAlshathley Shaibi
BrokerageTowne Housing Real Estate

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