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81 Thompson St, Buffalo, NY, 14207

4beds
1baths
1,500sqft
$115,000
$77price/sqft
$1,073/moest. monthly cost
$42,920/yrincome needed

About This Home

Welcome to 81 Thompson Street, a spacious home featuring 4 bedrooms and 1 full bathroom. This two-story property offers a functional layout with generous living space, making it ideal for both homeowners and investors. The home includes a bright living area, a formal dining space, and a full basement that offers additional storage and potential for future use. Conveniently located near schools, parks, shopping, and public transportation, with easy access to downtown Buffalo and nearby amenities. This property offers a great opportunity for buyers looking for space, value, and potential in a well-established neighborhood. A great opportunity to make this home your own or add to your investment portfolio.

Getting Around

72
WalkingVery Walkable
45
TransitSome Transit
71
BikeVery Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Foundation: Other,See Remarks
  • Roof: Other,Shingle,See Remarks
  • Construction materials: Composite Siding,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic/Antique,Other,See Remarks
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,See Remarks,Water Heater

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Separate/Formal Dining Room,Kitchen/Family Room Combo,Other,See Remarks
  • Flooring: Hardwood,Laminate,Other,See Remarks,Tile,Varies,Vinyl

Heating & Cooling

  • Heating features: Electric,Other,See Remarks
  • Cooling features: Other,See Remarks,Wall Unit(s)

Interior Area

  • Total structure area: 1,500
  • Total interior livable area: 1,500 sqft

Property

Details

  • Parcel number: 1402000883300007020000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Balcony
  • Exterior features: Balcony,Concrete Driveway,See Remarks

Lot

  • Lot size: 1,929 sqft
  • Features: Rectangular,Rectangular Lot
  • Lot size dimensions: 25 x 79

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Tsunami

FEMA Declared Disasters in Erie County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $581$6,972
Home Insurance *$81$972
Property Taxes $164$1,968
Electricity $247$2,974
Total$1,073$12,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,788/yr
40% on housing$32,190/yr
45% on housing$28,613/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$77This listing

vs Other Active Listings

Avg $/sqft

ZIP 14207$93
Erie County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 14207$110
Erie County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Price change$115,000
2026-03-09Listed for sale$130,000
2014-06-30Listing removed$900
2013-12-31Sold$46,000
2013-09-17Price change$900
2013-08-09Listed for rent$850
2013-08-01Sold$20,000
2013-02-09Price change$27,000
2013-01-16Price change$28,000
2012-11-30Price change$28,900
2012-11-14Price change$34,000
2012-10-23Price change$34,900
2012-10-02Price change$38,000
2012-09-21Listed for sale$39,000
2007-03-23Sold$13,000
2006-07-11Sold$25,200

For Sale by Agent

AgentJonathan Minerick
BrokerageHomecoin.com

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