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21 Jones Drive, Hartford, ME, 04220

5beds
3baths
3,146sqft
$1,175,000
$373price/sqft
$8,726/moest. monthly cost
$349,040/yrincome needed

About This Home

Set on 2.5 acres of private lakefront land, this exceptional turn key property offers 110 feet of sandy, southern exposure shoreline, perfect for swimming, relaxing, and making the most of long summer days, with a fully equipped beach - dock, float, sunfish, kayaks, and more.Gradual sandy entry is perfect for all ages. Enjoy a peaceful boat ride from Little Bear Pond to Big Bear Pond, a rare setting open only to landowners on the lake. With over 3,000 square feet of living space and up to five bedrooms, the home blends classic lakefront character with a thoughtfully designed 2018 expansion. At its heart is a stunning open-concept living and dining area featuring cathedral ceilings, a soaring stone fireplace, and expansive windows that fill the space with natural light. The thoughtfully designed kitchen features quartz counters and is ideal for cooking for a crowd, with a cozy sitting area beside the wood stove.It opens to a bright sunroom, perfect for plants, reading, or quiet mornings. The large primary bedroom offers a walk-in closet and a beautifully hand-tiled bath. Outdoor living is just as inviting, with a spacious deck overlooking the grounds and lake, ideal for al fresco dining. A hot tub provides a relaxing retreat with water views, while a separate screened building creates the perfect setting for summer meals or a shaded place to unwind.Additional features include two heated garages with space for three vehicles and ample storage, a versatile great room suited for guest quarters, office, media room, gym, or studio,and a whole-house generator for added peace of mind. Nicely situated 1 hour from Sunday River and Sugarloaf ski areas with hiking, snowshoeing and biking trails within minutes of the house. This property offers a rare combination of privacy, flexibility, and a seamless connection to the lake for four-season enjoyment and comes fully outfitted to enjoy the day of closing. A three-bedroom septic design is on file at the Town of Hartford.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

2/10

Construction

Condition

  • Year built: 1983

Materials

  • Foundation: Poured Concrete
  • Roof: Metal
  • Construction materials: Log,Wood Frame,Clapboard,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Crawl Space,Full,Unfinished

Bedroom2

  • Level: First

Bedroom3

  • Features: Closet,Half Bath
  • Level: Second

Bedroom4

  • Features: Closet
  • Level: Second

Bedroom5

  • Features: Above Garage,Vaulted Ceiling(s)
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Dining Area,Informal,Vaulted Ceiling(s),Wood Burning Fireplace
  • Level: First

Features

  • 1st Floor Primary Bedroom w/Bath,Bathtub,Shower,Storage,Walk-In Closet(s),Primary Bedroom w/Bath
  • Flooring: Carpet,Laminate,Tile,Wood
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,146

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Radiant,Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 3,146
  • Total interior livable area: 3,146 sqft

Kitchen

  • Features: Breakfast Nook,Eat-in Kitchen,Heat Stove
  • Level: First

Living Room

  • Features: Informal,Vaulted Ceiling(s),Wood Burning Fireplace,Built-in Features
  • Level: First

Primary Bedroom

  • Features: Double Vanity,Full Bath,Separate Shower,Suite,Walk-In Closet(s)
  • Level: First

Sunroom

  • Features: Four-Season,Heated
  • Level: First

Property

Details

  • Parcel number: HRTDMU08L002001
  • Zoning: shoreland

Features

  • Patio & porch: Deck
  • Has spa: Yes
  • Has view: Yes
  • View description: Scenic
  • On waterfront: Yes
  • Waterbody name: Little Bear Pond
  • Frontage length: Waterfrontage: 110,Waterfrontage Owned: 110

Lot

  • Lot size: 2.50 Acres
  • Features: Near Golf Course,Level,Open Lot,Rolling Slope,Landscaped,Wooded

Parking

  • Total spaces: 3
  • Parking features: Gravel,5 - 10 Spaces,On Site,Off Street
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Ice Storm
Cold Wave
Hurricane
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,941$71,292
Home Insurance $415$4,980
Property Taxes $1,913$22,956
Electricity $457$5,487
Total$8,726$104,712

Income You'd Need if You Spent...

35% on housing$299,177/yr
40% on housing$261,780/yr
45% on housing$232,693/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$373This listing

vs Other Active Listings

Avg $/sqft

ZIP 04220$179
Oxford County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 04220
Oxford County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$1,300,000
2025-11-17Listing removed$1,195,000
2025-08-15Price change$1,195,000
2025-07-11Price change$1,245,000
2025-06-06Listed for sale$1,300,000
2015-10-23Sold$275,000

For Sale by Agent

AgentHeidiSteele
BrokerageLegacy Properties Sotheby's International Realty

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