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31 Thatcher Ave, Buffalo, NY, 14215

5beds
2baths
2,234sqft
$229,900
$103price/sqft
$2,010/moest. monthly cost
$80,400/yrincome needed

About This Home

Welcome to 31 Thatcher Ave, Buffalo, NY 14215—a beautifully maintained and extensively updated multi-family home! The spacious lower unit offers three bedrooms, large living and dining areas, a full kitchen, and a full bathroom. The upper unit features two bedrooms, a comfortable living and dining layout, a kitchen, and a full bathroom, providing highly functional spaces for both homeowners and tenants. Thoughtful upgrades were completed throughout in 2022-2023, including modernized kitchens, beautifully updated bathrooms, Updated electrical and Plumbing, new windows, and fresh paint. Major mechanical improvements include hot water tanks replaced in 2023, offering peace of mind and excellent energy efficiency. Whether you are looking for a move-in-ready, owner-occupied residence or a smart investment opportunity, this home perfectly blends classic Buffalo charm with modern convenience. Open House on April 18th 11-1 and April 19th 1-3 PM.

Getting Around

79
WalkingVery Walkable
44
TransitSome Transit
52
BikeBikeable

Schools

2/10
Highgate HeightsGrades PK-81.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1915

Materials

  • Foundation: Stone
  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Architectural style: Duplex
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood,Tile,Varies,Vinyl

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 2,234
  • Total interior livable area: 2,234 sqft

Property

Accessibility

  • Accessibility features: Accessible Doors

Details

  • Parcel number: 1402000903200009022000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 3,815 sqft
  • Features: Near Public Transit,Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 35 x 109

Parking

  • Total spaces: 2
  • Parking features: Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Tsunami

FEMA Declared Disasters in Erie County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance *$150$1,800
Property Taxes $329$3,948
Electricity $369$4,430
Total$2,010$24,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,914/yr
40% on housing$60,300/yr
45% on housing$53,600/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$103This listing

vs Other Active Listings

Avg $/sqft

ZIP 14215$102
Erie County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 14215$129
Erie County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Price change$249,900
2026-04-14Listed for sale$229,900
2019-11-14Sold$67,900
2019-09-24Pending sale$67,900
2019-09-15Listed for sale$67,900

For Sale by Agent

AgentMd Nazmul Hussain
BrokerageHUNT Real Estate Corporation

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