See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4560 Flad Ave, Saint Louis, MO, 63110

4beds
4baths
2,720sqft
$649,000
$239price/sqft
$4,517/moest. monthly cost
$180,680/yrincome needed

About This Home

Welcome to 4560 Flad Ave, a beautifully reimagined 4-unit building in the heart of St. Louis's sought-after Southwest Garden neighborhood. Completely rehabbed in 2022, making it one of the most turnkey multifamily offerings on the market today — ideal for an investor seeking a low-maintenance, cash-flowing asset or an owner-occupant looking to live in one unit while rental income helps cover the mortgage. Every major system in the building has been replaced or upgraded. Plumbing is entirely new, including a new water service line running from the street into the building. Electrical has been almost entirely modernized, with 90% of the original knob-and-tube wiring already removed; the final 10% will be completed and paid for by the seller prior to closing, so the new owner inherits a fully updated electrical system at no additional cost. All units have new hot water tanks, two of the four furnaces have been replaced, and every unit has brand new AC installed in 2022. All four units were rehabbed at the same time and share identical, high-end finishes throughout — so there's no guessing which unit got the "good" upgrades. Each has been completely reconfigured with a modern, open-concept layout, and every kitchen is finished with stainless steel appliances, 42-inch shaker cabinets, custom tile backsplash, and granite countertops — a level of finish rarely found in a building this size. Bathrooms have been fully renovated with new fixtures and finishes throughout, original hardwood floors have been refinished to a like-new shine, and every unit has been freshly painted from top to bottom. One of the best features of this building: no scary basements. Each unit comes with its own stacked in-unit washer and dryer, giving tenants the convenience of in-home laundry without ever having to head downstairs — a major amenity that sets this property apart from typical multifamily buildings in the area. Curb appeal hasn't been overlooked either. The property was just freshly landscaped and now includes a custom automatic watering system, keeping the grounds looking sharp with minimal upkeep for the new owner. One unit is currently vacant, offering flexibility for a new owner to move in and owner-occupy while renting out the remaining three units, or to place a tenant immediately and start generating full rental income from day one. With all major systems, kitchens, baths, flooring, and landscaping already completed — and every unit finished to the same high standard — 4560 Flad Ave is truly turnkey and move-in ready. This is a rare opportunity to own a fully renovated multifamily property in one of St. Louis's most desirable, walkable neighborhoods, just minutes from the Missouri Botanical Garden, Tower Grove Park, and The Hill. Whether you're an investor looking for a hassle-free addition to your portfolio or a buyer ready to owner-occupy, this property checks every box. Schedule your showing today — properties in this condition, in this location, don't last long.

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
77
BikeVery Bikeable

Schools

6/10
Mann Elementary SchoolGrades PK-61.0 mi
1/10
Roosevelt High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1926

Materials

  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Architectural style: Craftsman
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Microwave,Built-In Electric Range,Refrigerator,Washer,Washer/Dryer Stacked

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,720
  • Total interior livable area: 2,720 sqft

Property

Details

  • Parcel number: 59040000100
  • Special condition: Standard

Lot

  • Lot size: 4,159 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Earthquake
    EarthquakeModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Earthquake
Tornado

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance *$472$5,664
Property Taxes $557$6,684
Electricity $207$2,492
Total$4,517$54,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$154,868/yr
40% on housing$135,510/yr
45% on housing$120,453/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 63110$157
St. Louis City$112

vs Homes Sold Last Month

Median $/sqft

ZIP 63110$204
St. Louis City$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Listed for sale$649,000
1993-01-03Sold--

For Sale by Agent

AgentWeston Harding
BrokerageWorth Clark Realty

Similar Homes