See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

185 Carl St, Buffalo, NY, 14215

4beds
2baths
1,778sqft
$114,900
$65price/sqft
$1,112/moest. monthly cost
$44,480/yrincome needed

About This Home

Great opportunity for both investors and owner-occupants! This solid two-family home offers immediate income with one unit currently rented, while the vacant unit is ready for occupancy or additional rental potential. The lower unit has been refreshed with new flooring throughout and some fresh paint, creating a clean and inviting living space. Each unit provides comfortable layouts suitable for a variety of living arrangements. Enjoy the charm of a full front porch—perfect for relaxing or welcoming guests. The property also includes a driveway for off-street parking and a full basement offering ample storage or potential utility space. Whether you’re looking to expand your investment portfolio or live in one unit while generating rental income from the other, this property presents a practical and appealing opportunity.

Getting Around

55
WalkingSomewhat Walkable
42
TransitSome Transit
40
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: Resale
  • Year built: 1920

Materials

  • Foundation: Stone
  • Roof: Asphalt
  • Construction materials: Composite Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Duplex
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood,Laminate,Varies,Vinyl

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 1,778
  • Total interior livable area: 1,778 sqft

Property

Details

  • Parcel number: 1402000907800002044000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Porch

Lot

  • Lot size: 4,199 sqft
  • Features: Near Public Transit,Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 30 x 140

Parking

  • Parking features: Concrete,One Space

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Tsunami

FEMA Declared Disasters in Erie County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $580$6,960
Home Insurance *$75$900
Property Taxes $164$1,968
Electricity $293$3,525
Total$1,112$13,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,125/yr
40% on housing$33,360/yr
45% on housing$29,653/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$65This listing

vs Other Active Listings

Avg $/sqft

ZIP 14215$102
Erie County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 14215$129
Erie County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$129,900
2026-05-01Listed for sale$139,900
2020-02-26Listing removed$725
2019-07-09Price change$725
2019-03-19Price change$750
2019-03-16Listed for rent$7,002
2018-09-14Listing removed$650
2018-09-10Price change$650
2018-08-28Price change$750
2018-07-27Listed for rent$700
2018-02-02Sold$35,000
2001-02-27Sold$3,800

For Sale by Agent

AgentSherry A Thomas
BrokerageWNY Metro Roberts Realty

Similar Homes